City Comparison

Fort Myers vs St. Paul

Cost of Living Comparison · 2026

Fort Myers

Florida
104
Average
$340,000
Median Home
$1,575/mo
Median Rent
$52,200
Median Income

St. Paul

Minnesota
100
Average
$260,000
Median Home
$1,300/mo
Median Rent
$57,718
Median Income

The Verdict

4.0%

The cost gap between these cities is 4.0%, with St. Paul being the more affordable option. A $75,000 income in Fort Myers has equivalent purchasing power to $72,115 in St. Paul.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
112
Fort Myers
98
St. Paul
Groceries
104
Fort Myers
103
St. Paul
Utilities
101
Fort Myers
97
St. Paul
Transportation
103
Fort Myers
108
St. Paul
Healthcare
108
Fort Myers
105
St. Paul

Salary Equivalence

A $75,000 salary in Fort Myers has the same purchasing power as $72,115 in St. Paul.

Conversely, $75,000 in St. Paul equals $78,000 in Fort Myers.

Living in Fort Myers vs St. Paul

Housing Costs

Fort Myers's housing index of 112 is higher St. Paul's 98, translating to median home prices of $340,000 vs $260,000. The $80,000 difference in home prices means roughly $5,196 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,575/mo in Fort Myers compared to $1,300/mo in St. Paul, a monthly difference of $275.

Grocery & Food Costs

Grocery expenses index at 104 in Fort Myers and 103 in St. Paul. A household spending the national average of $475/month on groceries would pay approximately $494/month in Fort Myers vs $489/month in St. Paul. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 101 in Fort Myers and 97 in St. Paul. Monthly utility bills average approximately $404 in Fort Myers vs $388 in St. Paul. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 108 in Fort Myers and 105 in St. Paul. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $52,200 in Fort Myers and $57,718 in St. Paul. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $50,192 and $57,718 respectively. St. Paul residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,218/month to housing in Fort Myers vs $1,347/month in St. Paul. In Fort Myers, median rent of $1,575/mo exceeds this threshold, suggesting renters may feel stretched. In St. Paul, median rent of $1,300/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 14 index points — focus your budget analysis there.

Frequently Asked Questions

St. Paul is 4.0% more affordable overall with an index of 100 vs 104.
A $75,000 salary in Fort Myers has equivalent purchasing power to approximately $72,115 in St. Paul, based on the cost of living difference.
Fort Myers's housing index is 112 with median homes at $340,000, while St. Paul's is 98 with median homes at $260,000.

Moving & Relocation Resources

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