Fort Myers vs Montgomery
Cost of Living Comparison · 2026
Fort Myers
Montgomery
The Verdict
Living in Montgomery costs 31.6% less than Fort Myers. To match the purchasing power of a $75,000 salary in Fort Myers, you would need $56,971 in Montgomery.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Fort Myers has the same purchasing power as $56,971 in Montgomery.
Conversely, $75,000 in Montgomery equals $98,734 in Fort Myers.
Living in Fort Myers vs Montgomery
Housing Costs
Fort Myers's housing index of 112 is higher Montgomery's 49, translating to median home prices of $340,000 vs $162,000. The $178,000 difference in home prices means roughly $11,568 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,575/mo in Fort Myers compared to $1,000/mo in Montgomery, a monthly difference of $575.
Grocery & Food Costs
Grocery expenses index at 104 in Fort Myers and 99 in Montgomery. A household spending the national average of $475/month on groceries would pay approximately $494/month in Fort Myers vs $470/month in Montgomery. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 101 in Fort Myers and 115 in Montgomery. Monthly utility bills average approximately $404 in Fort Myers vs $460 in Montgomery. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 108 in Fort Myers and 78 in Montgomery. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 30-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $52,200 in Fort Myers and $56,800 in Montgomery. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $50,192 and $71,899 respectively. Montgomery residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,218/month to housing in Fort Myers vs $1,325/month in Montgomery. In Fort Myers, median rent of $1,575/mo exceeds this threshold, suggesting renters may feel stretched. In Montgomery, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 63 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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