City Comparison

Fort Myers vs Lexington

Cost of Living Comparison · 2026

Fort Myers

Florida
104
Average
$340,000
Median Home
$1,575/mo
Median Rent
$52,200
Median Income

Lexington

Kentucky
93
Below Average
$245,000
Median Home
$1,200/mo
Median Rent
$55,648
Median Income

The Verdict

11.8%

Lexington is 11.8% less expensive than Fort Myers overall. A household earning $75,000 in Fort Myers would need approximately $67,067 in Lexington to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
112
Fort Myers
82
Lexington
Groceries
104
Fort Myers
96
Lexington
Utilities
101
Fort Myers
91
Lexington
Transportation
103
Fort Myers
98
Lexington
Healthcare
108
Fort Myers
94
Lexington

Salary Equivalence

A $75,000 salary in Fort Myers has the same purchasing power as $67,067 in Lexington.

Conversely, $75,000 in Lexington equals $83,871 in Fort Myers.

Living in Fort Myers vs Lexington

Housing Costs

Fort Myers's housing index of 112 is higher Lexington's 82, translating to median home prices of $340,000 vs $245,000. The $95,000 difference in home prices means roughly $6,180 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,575/mo in Fort Myers compared to $1,200/mo in Lexington, a monthly difference of $375.

Grocery & Food Costs

Grocery expenses index at 104 in Fort Myers and 96 in Lexington. A household spending the national average of $475/month on groceries would pay approximately $494/month in Fort Myers vs $456/month in Lexington. Lexington offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 101 in Fort Myers and 91 in Lexington. Monthly utility bills average approximately $404 in Fort Myers vs $364 in Lexington. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 108 in Fort Myers and 94 in Lexington. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $52,200 in Fort Myers and $55,648 in Lexington. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $50,192 and $59,837 respectively. Lexington residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,218/month to housing in Fort Myers vs $1,298/month in Lexington. In Fort Myers, median rent of $1,575/mo exceeds this threshold, suggesting renters may feel stretched. In Lexington, median rent of $1,200/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 30 index points — focus your budget analysis there.

Frequently Asked Questions

Lexington is 11.8% more affordable overall with an index of 93 vs 104.
A $75,000 salary in Fort Myers has equivalent purchasing power to approximately $67,067 in Lexington, based on the cost of living difference.
Fort Myers's housing index is 112 with median homes at $340,000, while Lexington's is 82 with median homes at $245,000.

Moving & Relocation Resources

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