City Comparison

Fort Myers vs Las Cruces

Cost of Living Comparison · 2026

Fort Myers

Florida
104
Average
$340,000
Median Home
$1,575/mo
Median Rent
$52,200
Median Income

Las Cruces

New Mexico
84
Very Affordable
$232,000
Median Home
$1,000/mo
Median Rent
$55,400
Median Income

The Verdict

23.8%

Living in Las Cruces costs 23.8% less than Fort Myers. To match the purchasing power of a $75,000 salary in Fort Myers, you would need $60,577 in Las Cruces.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
112
Fort Myers
82
Las Cruces
Groceries
104
Fort Myers
97
Las Cruces
Utilities
101
Fort Myers
81
Las Cruces
Transportation
103
Fort Myers
92
Las Cruces
Healthcare
108
Fort Myers
113
Las Cruces

Salary Equivalence

A $75,000 salary in Fort Myers has the same purchasing power as $60,577 in Las Cruces.

Conversely, $75,000 in Las Cruces equals $92,857 in Fort Myers.

Living in Fort Myers vs Las Cruces

Housing Costs

Fort Myers's housing index of 112 is higher Las Cruces's 82, translating to median home prices of $340,000 vs $232,000. The $108,000 difference in home prices means roughly $7,020 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,575/mo in Fort Myers compared to $1,000/mo in Las Cruces, a monthly difference of $575.

Grocery & Food Costs

Grocery expenses index at 104 in Fort Myers and 97 in Las Cruces. A household spending the national average of $475/month on groceries would pay approximately $494/month in Fort Myers vs $461/month in Las Cruces. Las Cruces offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 101 in Fort Myers and 81 in Las Cruces. Monthly utility bills average approximately $404 in Fort Myers vs $324 in Las Cruces. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 108 in Fort Myers and 113 in Las Cruces. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $52,200 in Fort Myers and $55,400 in Las Cruces. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $50,192 and $65,952 respectively. Las Cruces residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,218/month to housing in Fort Myers vs $1,293/month in Las Cruces. In Fort Myers, median rent of $1,575/mo exceeds this threshold, suggesting renters may feel stretched. In Las Cruces, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 30 index points — focus your budget analysis there.

Frequently Asked Questions

Las Cruces is 23.8% more affordable overall with an index of 84 vs 104.
A $75,000 salary in Fort Myers has equivalent purchasing power to approximately $60,577 in Las Cruces, based on the cost of living difference.
Fort Myers's housing index is 112 with median homes at $340,000, while Las Cruces's is 82 with median homes at $232,000.

Moving & Relocation Resources

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