City Comparison

Fort Myers vs Fort Wayne

Cost of Living Comparison · 2026

Fort Myers

Florida
104
Average
$340,000
Median Home
$1,575/mo
Median Rent
$52,200
Median Income

Fort Wayne

Indiana
82
Very Affordable
$195,000
Median Home
$950/mo
Median Rent
$54,600
Median Income

The Verdict

26.8%

Fort Wayne is 26.8% less expensive than Fort Myers overall. A household earning $75,000 in Fort Myers would need approximately $59,135 in Fort Wayne to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
112
Fort Myers
57
Fort Wayne
Groceries
104
Fort Myers
99
Fort Wayne
Utilities
101
Fort Myers
93
Fort Wayne
Transportation
103
Fort Myers
101
Fort Wayne
Healthcare
108
Fort Myers
96
Fort Wayne

Salary Equivalence

A $75,000 salary in Fort Myers has the same purchasing power as $59,135 in Fort Wayne.

Conversely, $75,000 in Fort Wayne equals $95,122 in Fort Myers.

Living in Fort Myers vs Fort Wayne

Housing Costs

Fort Myers's housing index of 112 is higher Fort Wayne's 57, translating to median home prices of $340,000 vs $195,000. The $145,000 difference in home prices means roughly $9,420 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,575/mo in Fort Myers compared to $950/mo in Fort Wayne, a monthly difference of $625.

Grocery & Food Costs

Grocery expenses index at 104 in Fort Myers and 99 in Fort Wayne. A household spending the national average of $475/month on groceries would pay approximately $494/month in Fort Myers vs $470/month in Fort Wayne. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 101 in Fort Myers and 93 in Fort Wayne. Monthly utility bills average approximately $404 in Fort Myers vs $372 in Fort Wayne. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 108 in Fort Myers and 96 in Fort Wayne. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $52,200 in Fort Myers and $54,600 in Fort Wayne. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $50,192 and $66,585 respectively. Fort Wayne residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,218/month to housing in Fort Myers vs $1,274/month in Fort Wayne. In Fort Myers, median rent of $1,575/mo exceeds this threshold, suggesting renters may feel stretched. In Fort Wayne, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 55 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Wayne is 26.8% more affordable overall with an index of 82 vs 104.
A $75,000 salary in Fort Myers has equivalent purchasing power to approximately $59,135 in Fort Wayne, based on the cost of living difference.
Fort Myers's housing index is 112 with median homes at $340,000, while Fort Wayne's is 57 with median homes at $195,000.

Moving & Relocation Resources

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