Fort Lauderdale vs Springfield
Cost of Living Comparison · 2026
Fort Lauderdale
Springfield
The Verdict
The cost gap between these cities is 56.4%, with Springfield being the more affordable option. A $75,000 income in Fort Lauderdale has equivalent purchasing power to $47,951 in Springfield.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Fort Lauderdale has the same purchasing power as $47,951 in Springfield.
Conversely, $75,000 in Springfield equals $117,308 in Fort Lauderdale.
Living in Fort Lauderdale vs Springfield
Housing Costs
Fort Lauderdale's housing index of 155 is higher Springfield's 52, translating to median home prices of $380,000 vs $162,000. The $218,000 difference in home prices means roughly $14,172 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,000/mo in Fort Lauderdale compared to $925/mo in Springfield, a monthly difference of $1,075.
Grocery & Food Costs
Grocery expenses index at 106 in Fort Lauderdale and 98 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $504/month in Fort Lauderdale vs $466/month in Springfield. Springfield offers a meaningful advantage on everyday food costs, saving roughly $456/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 96 in Fort Lauderdale and 98 in Springfield. Monthly utility bills average approximately $384 in Fort Lauderdale vs $392 in Springfield. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 99 in Fort Lauderdale and 91 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $54,468 in Fort Lauderdale and $65,500 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $44,646 and $83,974 respectively. Springfield residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,271/month to housing in Fort Lauderdale vs $1,528/month in Springfield. In Fort Lauderdale, median rent of $2,000/mo exceeds this threshold, suggesting renters may feel stretched. In Springfield, median rent of $925/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 103 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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