City Comparison

Fort Lauderdale vs New Bedford

Cost of Living Comparison · 2026

Fort Lauderdale

Florida
122
Expensive
$380,000
Median Home
$2,000/mo
Median Rent
$54,468
Median Income

New Bedford

Massachusetts
112
Above Average
$371,000
Median Home
$1,225/mo
Median Rent
$57,000
Median Income

The Verdict

8.9%

Living in New Bedford costs 8.9% less than Fort Lauderdale. To match the purchasing power of a $75,000 salary in Fort Lauderdale, you would need $68,852 in New Bedford.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
155
Fort Lauderdale
116
New Bedford
Groceries
106
Fort Lauderdale
104
New Bedford
Utilities
96
Fort Lauderdale
145
New Bedford
Transportation
108
Fort Lauderdale
108
New Bedford
Healthcare
99
Fort Lauderdale
118
New Bedford

Salary Equivalence

A $75,000 salary in Fort Lauderdale has the same purchasing power as $68,852 in New Bedford.

Conversely, $75,000 in New Bedford equals $81,696 in Fort Lauderdale.

Living in Fort Lauderdale vs New Bedford

Housing Costs

Fort Lauderdale's housing index of 155 is higher New Bedford's 116, translating to median home prices of $380,000 vs $371,000. The $9,000 difference in home prices means roughly $588 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,000/mo in Fort Lauderdale compared to $1,225/mo in New Bedford, a monthly difference of $775.

Grocery & Food Costs

Grocery expenses index at 106 in Fort Lauderdale and 104 in New Bedford. A household spending the national average of $475/month on groceries would pay approximately $504/month in Fort Lauderdale vs $494/month in New Bedford. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Fort Lauderdale and 145 in New Bedford. Monthly utility bills average approximately $384 in Fort Lauderdale vs $580 in New Bedford. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 99 in Fort Lauderdale and 118 in New Bedford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 19-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $54,468 in Fort Lauderdale and $57,000 in New Bedford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $44,646 and $50,893 respectively. New Bedford residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,271/month to housing in Fort Lauderdale vs $1,330/month in New Bedford. In Fort Lauderdale, median rent of $2,000/mo exceeds this threshold, suggesting renters may feel stretched. In New Bedford, median rent of $1,225/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 49 index points — focus your budget analysis there.

Frequently Asked Questions

New Bedford is 8.9% more affordable overall with an index of 112 vs 122.
A $75,000 salary in Fort Lauderdale has equivalent purchasing power to approximately $68,852 in New Bedford, based on the cost of living difference.
Fort Lauderdale's housing index is 155 with median homes at $380,000, while New Bedford's is 116 with median homes at $371,000.

Moving & Relocation Resources

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