City Comparison

Fort Lauderdale vs Morgantown

Cost of Living Comparison · 2026

Fort Lauderdale

Florida
122
Expensive
$380,000
Median Home
$2,000/mo
Median Rent
$54,468
Median Income

Morgantown

West Virginia
90
Below Average
$259,000
Median Home
$950/mo
Median Rent
$44,700
Median Income

The Verdict

35.6%

Morgantown is 35.6% less expensive than Fort Lauderdale overall. A household earning $75,000 in Fort Lauderdale would need approximately $55,328 in Morgantown to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
155
Fort Lauderdale
81
Morgantown
Groceries
106
Fort Lauderdale
95
Morgantown
Utilities
96
Fort Lauderdale
91
Morgantown
Transportation
108
Fort Lauderdale
99
Morgantown
Healthcare
99
Fort Lauderdale
88
Morgantown

Salary Equivalence

A $75,000 salary in Fort Lauderdale has the same purchasing power as $55,328 in Morgantown.

Conversely, $75,000 in Morgantown equals $101,667 in Fort Lauderdale.

Living in Fort Lauderdale vs Morgantown

Housing Costs

Fort Lauderdale's housing index of 155 is higher Morgantown's 81, translating to median home prices of $380,000 vs $259,000. The $121,000 difference in home prices means roughly $7,860 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,000/mo in Fort Lauderdale compared to $950/mo in Morgantown, a monthly difference of $1,050.

Grocery & Food Costs

Grocery expenses index at 106 in Fort Lauderdale and 95 in Morgantown. A household spending the national average of $475/month on groceries would pay approximately $504/month in Fort Lauderdale vs $451/month in Morgantown. Morgantown offers a meaningful advantage on everyday food costs, saving roughly $636/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Fort Lauderdale and 91 in Morgantown. Monthly utility bills average approximately $384 in Fort Lauderdale vs $364 in Morgantown. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 99 in Fort Lauderdale and 88 in Morgantown. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $54,468 in Fort Lauderdale and $44,700 in Morgantown. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $44,646 and $49,667 respectively. Morgantown residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,271/month to housing in Fort Lauderdale vs $1,043/month in Morgantown. In Fort Lauderdale, median rent of $2,000/mo exceeds this threshold, suggesting renters may feel stretched. In Morgantown, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 74 index points — focus your budget analysis there.

Frequently Asked Questions

Morgantown is 35.6% more affordable overall with an index of 90 vs 122.
A $75,000 salary in Fort Lauderdale has equivalent purchasing power to approximately $55,328 in Morgantown, based on the cost of living difference.
Fort Lauderdale's housing index is 155 with median homes at $380,000, while Morgantown's is 81 with median homes at $259,000.

Moving & Relocation Resources

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