City Comparison

Fort Lauderdale vs Lafayette

Cost of Living Comparison · 2026

Fort Lauderdale

Florida
122
Expensive
$380,000
Median Home
$2,000/mo
Median Rent
$54,468
Median Income

Lafayette

Louisiana
90
Below Average
$214,000
Median Home
$1,100/mo
Median Rent
$61,900
Median Income

The Verdict

35.6%

The cost gap between these cities is 35.6%, with Lafayette being the more affordable option. A $75,000 income in Fort Lauderdale has equivalent purchasing power to $55,328 in Lafayette.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
155
Fort Lauderdale
73
Lafayette
Groceries
106
Fort Lauderdale
96
Lafayette
Utilities
96
Fort Lauderdale
97
Lafayette
Transportation
108
Fort Lauderdale
96
Lafayette
Healthcare
99
Fort Lauderdale
80
Lafayette

Salary Equivalence

A $75,000 salary in Fort Lauderdale has the same purchasing power as $55,328 in Lafayette.

Conversely, $75,000 in Lafayette equals $101,667 in Fort Lauderdale.

Living in Fort Lauderdale vs Lafayette

Housing Costs

Fort Lauderdale's housing index of 155 is higher Lafayette's 73, translating to median home prices of $380,000 vs $214,000. The $166,000 difference in home prices means roughly $10,788 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,000/mo in Fort Lauderdale compared to $1,100/mo in Lafayette, a monthly difference of $900.

Grocery & Food Costs

Grocery expenses index at 106 in Fort Lauderdale and 96 in Lafayette. A household spending the national average of $475/month on groceries would pay approximately $504/month in Fort Lauderdale vs $456/month in Lafayette. Lafayette offers a meaningful advantage on everyday food costs, saving roughly $576/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Fort Lauderdale and 97 in Lafayette. Monthly utility bills average approximately $384 in Fort Lauderdale vs $388 in Lafayette. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 99 in Fort Lauderdale and 80 in Lafayette. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 19-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $54,468 in Fort Lauderdale and $61,900 in Lafayette. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $44,646 and $68,778 respectively. Lafayette residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,271/month to housing in Fort Lauderdale vs $1,444/month in Lafayette. In Fort Lauderdale, median rent of $2,000/mo exceeds this threshold, suggesting renters may feel stretched. In Lafayette, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 82 index points — focus your budget analysis there.

Frequently Asked Questions

Lafayette is 35.6% more affordable overall with an index of 90 vs 122.
A $75,000 salary in Fort Lauderdale has equivalent purchasing power to approximately $55,328 in Lafayette, based on the cost of living difference.
Fort Lauderdale's housing index is 155 with median homes at $380,000, while Lafayette's is 73 with median homes at $214,000.

Moving & Relocation Resources

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