City Comparison

Fort Lauderdale vs Irving

Cost of Living Comparison · 2026

Fort Lauderdale

Florida
122
Expensive
$380,000
Median Home
$2,000/mo
Median Rent
$54,468
Median Income

Irving

Texas
100
Average
$318,000
Median Home
$1,350/mo
Median Rent
$73,400
Median Income

The Verdict

22.0%

The cost gap between these cities is 22.0%, with Irving being the more affordable option. A $75,000 income in Fort Lauderdale has equivalent purchasing power to $61,475 in Irving.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
155
Fort Lauderdale
94
Irving
Groceries
106
Fort Lauderdale
99
Irving
Utilities
96
Fort Lauderdale
111
Irving
Transportation
108
Fort Lauderdale
97
Irving
Healthcare
99
Fort Lauderdale
103
Irving

Salary Equivalence

A $75,000 salary in Fort Lauderdale has the same purchasing power as $61,475 in Irving.

Conversely, $75,000 in Irving equals $91,500 in Fort Lauderdale.

Living in Fort Lauderdale vs Irving

Housing Costs

Fort Lauderdale's housing index of 155 is higher Irving's 94, translating to median home prices of $380,000 vs $318,000. The $62,000 difference in home prices means roughly $4,032 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,000/mo in Fort Lauderdale compared to $1,350/mo in Irving, a monthly difference of $650.

Grocery & Food Costs

Grocery expenses index at 106 in Fort Lauderdale and 99 in Irving. A household spending the national average of $475/month on groceries would pay approximately $504/month in Fort Lauderdale vs $470/month in Irving. Irving offers a meaningful advantage on everyday food costs, saving roughly $408/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Fort Lauderdale and 111 in Irving. Monthly utility bills average approximately $384 in Fort Lauderdale vs $444 in Irving. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 99 in Fort Lauderdale and 103 in Irving. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $54,468 in Fort Lauderdale and $73,400 in Irving. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $44,646 and $73,400 respectively. Irving residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,271/month to housing in Fort Lauderdale vs $1,713/month in Irving. In Fort Lauderdale, median rent of $2,000/mo exceeds this threshold, suggesting renters may feel stretched. In Irving, median rent of $1,350/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 61 index points — focus your budget analysis there.

Frequently Asked Questions

Irving is 22.0% more affordable overall with an index of 100 vs 122.
A $75,000 salary in Fort Lauderdale has equivalent purchasing power to approximately $61,475 in Irving, based on the cost of living difference.
Fort Lauderdale's housing index is 155 with median homes at $380,000, while Irving's is 94 with median homes at $318,000.

Moving & Relocation Resources

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