City Comparison

Fort Collins vs Yonkers

Cost of Living Comparison · 2026

Fort Collins

Colorado
116
Above Average
$531,000
Median Home
$1,625/mo
Median Rent
$74,800
Median Income

Yonkers

New York
142
Expensive
$635,000
Median Home
$2,200/mo
Median Rent
$80,600
Median Income

The Verdict

18.3%

Living in Fort Collins costs 18.3% less than Yonkers. To match the purchasing power of a $75,000 salary in Fort Collins, you would need $91,810 in Yonkers.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
142
Fort Collins
203
Yonkers
Groceries
100
Fort Collins
106
Yonkers
Utilities
87
Fort Collins
117
Yonkers
Transportation
108
Fort Collins
116
Yonkers
Healthcare
97
Fort Collins
107
Yonkers

Salary Equivalence

A $75,000 salary in Fort Collins has the same purchasing power as $91,810 in Yonkers.

Conversely, $75,000 in Yonkers equals $61,268 in Fort Collins.

Living in Fort Collins vs Yonkers

Housing Costs

Fort Collins's housing index of 142 is lower Yonkers's 203, translating to median home prices of $531,000 vs $635,000. The $104,000 difference in home prices means roughly $6,756 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,625/mo in Fort Collins compared to $2,200/mo in Yonkers, a monthly difference of $575.

Grocery & Food Costs

Grocery expenses index at 100 in Fort Collins and 106 in Yonkers. A household spending the national average of $475/month on groceries would pay approximately $475/month in Fort Collins vs $504/month in Yonkers. Fort Collins offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 87 in Fort Collins and 117 in Yonkers. Monthly utility bills average approximately $348 in Fort Collins vs $468 in Yonkers. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 97 in Fort Collins and 107 in Yonkers. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $74,800 in Fort Collins and $80,600 in Yonkers. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,483 and $56,761 respectively. Fort Collins residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,745/month to housing in Fort Collins vs $1,881/month in Yonkers. In Fort Collins, median rent of $1,625/mo fits within this budget. In Yonkers, median rent of $2,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 61 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Collins is 18.3% more affordable overall with an index of 116 vs 142.
A $75,000 salary in Fort Collins has equivalent purchasing power to approximately $91,810 in Yonkers, based on the cost of living difference.
Fort Collins's housing index is 142 with median homes at $531,000, while Yonkers's is 203 with median homes at $635,000.

Moving & Relocation Resources

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