City Comparison

Fort Collins vs Vancouver

Cost of Living Comparison · 2026

Fort Collins

Colorado
116
Above Average
$531,000
Median Home
$1,625/mo
Median Rent
$74,800
Median Income

Vancouver

Washington
122
Expensive
$525,000
Median Home
$1,650/mo
Median Rent
$79,300
Median Income

The Verdict

4.9%

Living in Fort Collins costs 4.9% less than Vancouver. To match the purchasing power of a $75,000 salary in Fort Collins, you would need $78,879 in Vancouver.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
142
Fort Collins
163
Vancouver
Groceries
100
Fort Collins
104
Vancouver
Utilities
87
Fort Collins
87
Vancouver
Transportation
108
Fort Collins
112
Vancouver
Healthcare
97
Fort Collins
103
Vancouver

Salary Equivalence

A $75,000 salary in Fort Collins has the same purchasing power as $78,879 in Vancouver.

Conversely, $75,000 in Vancouver equals $71,311 in Fort Collins.

Living in Fort Collins vs Vancouver

Housing Costs

Fort Collins's housing index of 142 is lower Vancouver's 163, translating to median home prices of $531,000 vs $525,000. The $6,000 difference in home prices means roughly $396 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,625/mo in Fort Collins compared to $1,650/mo in Vancouver, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 100 in Fort Collins and 104 in Vancouver. A household spending the national average of $475/month on groceries would pay approximately $475/month in Fort Collins vs $494/month in Vancouver. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 87 in Fort Collins and 87 in Vancouver. Monthly utility bills average approximately $348 in Fort Collins vs $348 in Vancouver. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 97 in Fort Collins and 103 in Vancouver. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $74,800 in Fort Collins and $79,300 in Vancouver. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,483 and $65,000 respectively. Vancouver residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,745/month to housing in Fort Collins vs $1,850/month in Vancouver. In Fort Collins, median rent of $1,625/mo fits within this budget. In Vancouver, median rent of $1,650/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 21 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Collins is 4.9% more affordable overall with an index of 116 vs 122.
A $75,000 salary in Fort Collins has equivalent purchasing power to approximately $78,879 in Vancouver, based on the cost of living difference.
Fort Collins's housing index is 142 with median homes at $531,000, while Vancouver's is 163 with median homes at $525,000.

Moving & Relocation Resources

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