Fort Collins vs Tyler
Cost of Living Comparison · 2026
Fort Collins
Tyler
The Verdict
The cost gap between these cities is 36.5%, with Tyler being the more affordable option. A $75,000 income in Fort Collins has equivalent purchasing power to $54,957 in Tyler.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Fort Collins has the same purchasing power as $54,957 in Tyler.
Conversely, $75,000 in Tyler equals $102,353 in Fort Collins.
Living in Fort Collins vs Tyler
Housing Costs
Fort Collins's housing index of 142 is higher Tyler's 69, translating to median home prices of $531,000 vs $250,000. The $281,000 difference in home prices means roughly $18,264 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,625/mo in Fort Collins compared to $1,075/mo in Tyler, a monthly difference of $550.
Grocery & Food Costs
Grocery expenses index at 100 in Fort Collins and 96 in Tyler. A household spending the national average of $475/month on groceries would pay approximately $475/month in Fort Collins vs $456/month in Tyler. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 87 in Fort Collins and 97 in Tyler. Monthly utility bills average approximately $348 in Fort Collins vs $388 in Tyler. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 97 in Fort Collins and 93 in Tyler. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $74,800 in Fort Collins and $54,800 in Tyler. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,483 and $64,471 respectively. Fort Collins residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,745/month to housing in Fort Collins vs $1,279/month in Tyler. In Fort Collins, median rent of $1,625/mo fits within this budget. In Tyler, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 73 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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