City Comparison

Fort Collins vs Tucson

Cost of Living Comparison · 2026

Fort Collins

Colorado
116
Above Average
$531,000
Median Home
$1,625/mo
Median Rent
$74,800
Median Income

Tucson

Arizona
93
Below Average
$265,000
Median Home
$1,100/mo
Median Rent
$43,425
Median Income

The Verdict

24.7%

Living in Tucson costs 24.7% less than Fort Collins. To match the purchasing power of a $75,000 salary in Fort Collins, you would need $60,129 in Tucson.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
142
Fort Collins
83
Tucson
Groceries
100
Fort Collins
98
Tucson
Utilities
87
Fort Collins
96
Tucson
Transportation
108
Fort Collins
99
Tucson
Healthcare
97
Fort Collins
93
Tucson

Salary Equivalence

A $75,000 salary in Fort Collins has the same purchasing power as $60,129 in Tucson.

Conversely, $75,000 in Tucson equals $93,548 in Fort Collins.

Living in Fort Collins vs Tucson

Housing Costs

Fort Collins's housing index of 142 is higher Tucson's 83, translating to median home prices of $531,000 vs $265,000. The $266,000 difference in home prices means roughly $17,292 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,625/mo in Fort Collins compared to $1,100/mo in Tucson, a monthly difference of $525.

Grocery & Food Costs

Grocery expenses index at 100 in Fort Collins and 98 in Tucson. A household spending the national average of $475/month on groceries would pay approximately $475/month in Fort Collins vs $466/month in Tucson. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 87 in Fort Collins and 96 in Tucson. Monthly utility bills average approximately $348 in Fort Collins vs $384 in Tucson. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 97 in Fort Collins and 93 in Tucson. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $74,800 in Fort Collins and $43,425 in Tucson. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,483 and $46,694 respectively. Fort Collins residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,745/month to housing in Fort Collins vs $1,013/month in Tucson. In Fort Collins, median rent of $1,625/mo fits within this budget. In Tucson, median rent of $1,100/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 59 index points — focus your budget analysis there.

Frequently Asked Questions

Tucson is 24.7% more affordable overall with an index of 93 vs 116.
A $75,000 salary in Fort Collins has equivalent purchasing power to approximately $60,129 in Tucson, based on the cost of living difference.
Fort Collins's housing index is 142 with median homes at $531,000, while Tucson's is 83 with median homes at $265,000.

Moving & Relocation Resources

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