City Comparison

Fort Collins vs Syracuse

Cost of Living Comparison · 2026

Fort Collins

Colorado
116
Above Average
$531,000
Median Home
$1,625/mo
Median Rent
$74,800
Median Income

Syracuse

New York
92
Below Average
$140,000
Median Home
$950/mo
Median Rent
$36,708
Median Income

The Verdict

26.1%

Living in Syracuse costs 26.1% less than Fort Collins. To match the purchasing power of a $75,000 salary in Fort Collins, you would need $59,483 in Syracuse.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
142
Fort Collins
69
Syracuse
Groceries
100
Fort Collins
101
Syracuse
Utilities
87
Fort Collins
105
Syracuse
Transportation
108
Fort Collins
101
Syracuse
Healthcare
97
Fort Collins
100
Syracuse

Salary Equivalence

A $75,000 salary in Fort Collins has the same purchasing power as $59,483 in Syracuse.

Conversely, $75,000 in Syracuse equals $94,565 in Fort Collins.

Living in Fort Collins vs Syracuse

Housing Costs

Fort Collins's housing index of 142 is higher Syracuse's 69, translating to median home prices of $531,000 vs $140,000. The $391,000 difference in home prices means roughly $25,416 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,625/mo in Fort Collins compared to $950/mo in Syracuse, a monthly difference of $675.

Grocery & Food Costs

Grocery expenses index at 100 in Fort Collins and 101 in Syracuse. A household spending the national average of $475/month on groceries would pay approximately $475/month in Fort Collins vs $480/month in Syracuse. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 87 in Fort Collins and 105 in Syracuse. Monthly utility bills average approximately $348 in Fort Collins vs $420 in Syracuse. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 97 in Fort Collins and 100 in Syracuse. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $74,800 in Fort Collins and $36,708 in Syracuse. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,483 and $39,900 respectively. Fort Collins residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,745/month to housing in Fort Collins vs $857/month in Syracuse. In Fort Collins, median rent of $1,625/mo fits within this budget. In Syracuse, median rent of $950/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 73 index points — focus your budget analysis there.

Frequently Asked Questions

Syracuse is 26.1% more affordable overall with an index of 92 vs 116.
A $75,000 salary in Fort Collins has equivalent purchasing power to approximately $59,483 in Syracuse, based on the cost of living difference.
Fort Collins's housing index is 142 with median homes at $531,000, while Syracuse's is 69 with median homes at $140,000.

Moving & Relocation Resources

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