Fort Collins vs Sioux City
Cost of Living Comparison · 2026
Fort Collins
Sioux City
The Verdict
Living in Sioux City costs 34.9% less than Fort Collins. To match the purchasing power of a $75,000 salary in Fort Collins, you would need $55,603 in Sioux City.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Fort Collins has the same purchasing power as $55,603 in Sioux City.
Conversely, $75,000 in Sioux City equals $101,163 in Fort Collins.
Living in Fort Collins vs Sioux City
Housing Costs
Fort Collins's housing index of 142 is higher Sioux City's 74, translating to median home prices of $531,000 vs $182,000. The $349,000 difference in home prices means roughly $22,680 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,625/mo in Fort Collins compared to $875/mo in Sioux City, a monthly difference of $750.
Grocery & Food Costs
Grocery expenses index at 100 in Fort Collins and 97 in Sioux City. A household spending the national average of $475/month on groceries would pay approximately $475/month in Fort Collins vs $461/month in Sioux City. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 87 in Fort Collins and 89 in Sioux City. Monthly utility bills average approximately $348 in Fort Collins vs $356 in Sioux City. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 97 in Fort Collins and 101 in Sioux City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $74,800 in Fort Collins and $65,500 in Sioux City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,483 and $76,163 respectively. Sioux City residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,745/month to housing in Fort Collins vs $1,528/month in Sioux City. In Fort Collins, median rent of $1,625/mo fits within this budget. In Sioux City, median rent of $875/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 68 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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