City Comparison

Fort Collins vs Milwaukee

Cost of Living Comparison · 2026

Fort Collins

Colorado
116
Above Average
$531,000
Median Home
$1,625/mo
Median Rent
$74,800
Median Income

Milwaukee

Wisconsin
92
Below Average
$175,000
Median Home
$1,100/mo
Median Rent
$44,044
Median Income

The Verdict

26.1%

Living in Milwaukee costs 26.1% less than Fort Collins. To match the purchasing power of a $75,000 salary in Fort Collins, you would need $59,483 in Milwaukee.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
142
Fort Collins
80
Milwaukee
Groceries
100
Fort Collins
100
Milwaukee
Utilities
87
Fort Collins
97
Milwaukee
Transportation
108
Fort Collins
103
Milwaukee
Healthcare
97
Fort Collins
102
Milwaukee

Salary Equivalence

A $75,000 salary in Fort Collins has the same purchasing power as $59,483 in Milwaukee.

Conversely, $75,000 in Milwaukee equals $94,565 in Fort Collins.

Living in Fort Collins vs Milwaukee

Housing Costs

Fort Collins's housing index of 142 is higher Milwaukee's 80, translating to median home prices of $531,000 vs $175,000. The $356,000 difference in home prices means roughly $23,136 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,625/mo in Fort Collins compared to $1,100/mo in Milwaukee, a monthly difference of $525.

Grocery & Food Costs

Grocery expenses index at 100 in Fort Collins and 100 in Milwaukee. A household spending the national average of $475/month on groceries would pay approximately $475/month in Fort Collins vs $475/month in Milwaukee. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 87 in Fort Collins and 97 in Milwaukee. Monthly utility bills average approximately $348 in Fort Collins vs $388 in Milwaukee. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 97 in Fort Collins and 102 in Milwaukee. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $74,800 in Fort Collins and $44,044 in Milwaukee. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,483 and $47,874 respectively. Fort Collins residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,745/month to housing in Fort Collins vs $1,028/month in Milwaukee. In Fort Collins, median rent of $1,625/mo fits within this budget. In Milwaukee, median rent of $1,100/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 62 index points — focus your budget analysis there.

Frequently Asked Questions

Milwaukee is 26.1% more affordable overall with an index of 92 vs 116.
A $75,000 salary in Fort Collins has equivalent purchasing power to approximately $59,483 in Milwaukee, based on the cost of living difference.
Fort Collins's housing index is 142 with median homes at $531,000, while Milwaukee's is 80 with median homes at $175,000.

Moving & Relocation Resources

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