City Comparison

Fort Collins vs Lansing

Cost of Living Comparison · 2026

Fort Collins

Colorado
116
Above Average
$531,000
Median Home
$1,625/mo
Median Rent
$74,800
Median Income

Lansing

Michigan
84
Very Affordable
$158,000
Median Home
$1,050/mo
Median Rent
$54,400
Median Income

The Verdict

38.1%

Living in Lansing costs 38.1% less than Fort Collins. To match the purchasing power of a $75,000 salary in Fort Collins, you would need $54,310 in Lansing.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
142
Fort Collins
53
Lansing
Groceries
100
Fort Collins
89
Lansing
Utilities
87
Fort Collins
104
Lansing
Transportation
108
Fort Collins
111
Lansing
Healthcare
97
Fort Collins
93
Lansing

Salary Equivalence

A $75,000 salary in Fort Collins has the same purchasing power as $54,310 in Lansing.

Conversely, $75,000 in Lansing equals $103,571 in Fort Collins.

Living in Fort Collins vs Lansing

Housing Costs

Fort Collins's housing index of 142 is higher Lansing's 53, translating to median home prices of $531,000 vs $158,000. The $373,000 difference in home prices means roughly $24,240 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,625/mo in Fort Collins compared to $1,050/mo in Lansing, a monthly difference of $575.

Grocery & Food Costs

Grocery expenses index at 100 in Fort Collins and 89 in Lansing. A household spending the national average of $475/month on groceries would pay approximately $475/month in Fort Collins vs $423/month in Lansing. Lansing offers a meaningful advantage on everyday food costs, saving roughly $624/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 87 in Fort Collins and 104 in Lansing. Monthly utility bills average approximately $348 in Fort Collins vs $416 in Lansing. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 97 in Fort Collins and 93 in Lansing. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $74,800 in Fort Collins and $54,400 in Lansing. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,483 and $64,762 respectively. Lansing residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,745/month to housing in Fort Collins vs $1,269/month in Lansing. In Fort Collins, median rent of $1,625/mo fits within this budget. In Lansing, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 89 index points — focus your budget analysis there.

Frequently Asked Questions

Lansing is 38.1% more affordable overall with an index of 84 vs 116.
A $75,000 salary in Fort Collins has equivalent purchasing power to approximately $54,310 in Lansing, based on the cost of living difference.
Fort Collins's housing index is 142 with median homes at $531,000, while Lansing's is 53 with median homes at $158,000.

Moving & Relocation Resources

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