City Comparison

Fort Collins vs Fort Myers

Cost of Living Comparison · 2026

Fort Collins

Colorado
116
Above Average
$531,000
Median Home
$1,625/mo
Median Rent
$74,800
Median Income

Fort Myers

Florida
104
Average
$340,000
Median Home
$1,575/mo
Median Rent
$52,200
Median Income

The Verdict

11.5%

The cost gap between these cities is 11.5%, with Fort Myers being the more affordable option. A $75,000 income in Fort Collins has equivalent purchasing power to $67,241 in Fort Myers.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
142
Fort Collins
112
Fort Myers
Groceries
100
Fort Collins
104
Fort Myers
Utilities
87
Fort Collins
101
Fort Myers
Transportation
108
Fort Collins
103
Fort Myers
Healthcare
97
Fort Collins
108
Fort Myers

Salary Equivalence

A $75,000 salary in Fort Collins has the same purchasing power as $67,241 in Fort Myers.

Conversely, $75,000 in Fort Myers equals $83,654 in Fort Collins.

Living in Fort Collins vs Fort Myers

Housing Costs

Fort Collins's housing index of 142 is higher Fort Myers's 112, translating to median home prices of $531,000 vs $340,000. The $191,000 difference in home prices means roughly $12,420 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,625/mo in Fort Collins compared to $1,575/mo in Fort Myers, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 100 in Fort Collins and 104 in Fort Myers. A household spending the national average of $475/month on groceries would pay approximately $475/month in Fort Collins vs $494/month in Fort Myers. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 87 in Fort Collins and 101 in Fort Myers. Monthly utility bills average approximately $348 in Fort Collins vs $404 in Fort Myers. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 97 in Fort Collins and 108 in Fort Myers. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $74,800 in Fort Collins and $52,200 in Fort Myers. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,483 and $50,192 respectively. Fort Collins residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,745/month to housing in Fort Collins vs $1,218/month in Fort Myers. In Fort Collins, median rent of $1,625/mo fits within this budget. In Fort Myers, median rent of $1,575/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 30 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Myers is 11.5% more affordable overall with an index of 104 vs 116.
A $75,000 salary in Fort Collins has equivalent purchasing power to approximately $67,241 in Fort Myers, based on the cost of living difference.
Fort Collins's housing index is 142 with median homes at $531,000, while Fort Myers's is 112 with median homes at $340,000.

Moving & Relocation Resources

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