City Comparison

Flint vs St. Louis

Cost of Living Comparison · 2026

Flint

Michigan
85
Very Affordable
$75,000
Median Home
$775/mo
Median Rent
$30,400
Median Income

St. Louis

Missouri
90
Below Average
$175,000
Median Home
$1,000/mo
Median Rent
$45,782
Median Income

The Verdict

5.6%

The cost gap between these cities is 5.6%, with Flint being the more affordable option. A $75,000 income in Flint has equivalent purchasing power to $79,412 in St. Louis.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
31
Flint
72
St. Louis
Groceries
100
Flint
97
St. Louis
Utilities
94
Flint
95
St. Louis
Transportation
108
Flint
103
St. Louis
Healthcare
95
Flint
95
St. Louis

Salary Equivalence

A $75,000 salary in Flint has the same purchasing power as $79,412 in St. Louis.

Conversely, $75,000 in St. Louis equals $70,833 in Flint.

Living in Flint vs St. Louis

Housing Costs

Flint's housing index of 31 is lower St. Louis's 72, translating to median home prices of $75,000 vs $175,000. The $100,000 difference in home prices means roughly $6,504 per year in additional mortgage costs at current rates. Renters face a similar gap: $775/mo in Flint compared to $1,000/mo in St. Louis, a monthly difference of $225.

Grocery & Food Costs

Grocery expenses index at 100 in Flint and 97 in St. Louis. A household spending the national average of $475/month on groceries would pay approximately $475/month in Flint vs $461/month in St. Louis. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Flint and 95 in St. Louis. Monthly utility bills average approximately $376 in Flint vs $380 in St. Louis. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 95 in Flint and 95 in St. Louis. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $30,400 in Flint and $45,782 in St. Louis. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $35,765 and $50,869 respectively. St. Louis residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $709/month to housing in Flint vs $1,068/month in St. Louis. In Flint, median rent of $775/mo exceeds this threshold, suggesting renters may feel stretched. In St. Louis, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 41 index points — focus your budget analysis there.

Frequently Asked Questions

Flint is 5.6% more affordable overall with an index of 85 vs 90.
A $75,000 salary in Flint has equivalent purchasing power to approximately $79,412 in St. Louis, based on the cost of living difference.
Flint's housing index is 31 with median homes at $75,000, while St. Louis's is 72 with median homes at $175,000.

Moving & Relocation Resources

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