City Comparison

Flint vs Springfield

Cost of Living Comparison · 2026

Flint

Michigan
85
Very Affordable
$75,000
Median Home
$775/mo
Median Rent
$30,400
Median Income

Springfield

Illinois
78
Very Affordable
$162,000
Median Home
$925/mo
Median Rent
$65,500
Median Income

The Verdict

9.0%

Springfield is 9.0% less expensive than Flint overall. A household earning $75,000 in Flint would need approximately $68,824 in Springfield to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
31
Flint
52
Springfield
Groceries
100
Flint
98
Springfield
Utilities
94
Flint
98
Springfield
Transportation
108
Flint
114
Springfield
Healthcare
95
Flint
91
Springfield

Salary Equivalence

A $75,000 salary in Flint has the same purchasing power as $68,824 in Springfield.

Conversely, $75,000 in Springfield equals $81,731 in Flint.

Living in Flint vs Springfield

Housing Costs

Flint's housing index of 31 is lower Springfield's 52, translating to median home prices of $75,000 vs $162,000. The $87,000 difference in home prices means roughly $5,652 per year in additional mortgage costs at current rates. Renters face a similar gap: $775/mo in Flint compared to $925/mo in Springfield, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 100 in Flint and 98 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $475/month in Flint vs $466/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Flint and 98 in Springfield. Monthly utility bills average approximately $376 in Flint vs $392 in Springfield. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 95 in Flint and 91 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $30,400 in Flint and $65,500 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $35,765 and $83,974 respectively. Springfield residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $709/month to housing in Flint vs $1,528/month in Springfield. In Flint, median rent of $775/mo exceeds this threshold, suggesting renters may feel stretched. In Springfield, median rent of $925/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 21 index points — focus your budget analysis there.

Frequently Asked Questions

Springfield is 9.0% more affordable overall with an index of 78 vs 85.
A $75,000 salary in Flint has equivalent purchasing power to approximately $68,824 in Springfield, based on the cost of living difference.
Flint's housing index is 31 with median homes at $75,000, while Springfield's is 52 with median homes at $162,000.

Moving & Relocation Resources

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