City Comparison

Flint vs Irving

Cost of Living Comparison · 2026

Flint

Michigan
85
Very Affordable
$75,000
Median Home
$775/mo
Median Rent
$30,400
Median Income

Irving

Texas
100
Average
$318,000
Median Home
$1,350/mo
Median Rent
$73,400
Median Income

The Verdict

15.0%

The cost gap between these cities is 15.0%, with Flint being the more affordable option. A $75,000 income in Flint has equivalent purchasing power to $88,235 in Irving.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
31
Flint
94
Irving
Groceries
100
Flint
99
Irving
Utilities
94
Flint
111
Irving
Transportation
108
Flint
97
Irving
Healthcare
95
Flint
103
Irving

Salary Equivalence

A $75,000 salary in Flint has the same purchasing power as $88,235 in Irving.

Conversely, $75,000 in Irving equals $63,750 in Flint.

Living in Flint vs Irving

Housing Costs

Flint's housing index of 31 is lower Irving's 94, translating to median home prices of $75,000 vs $318,000. The $243,000 difference in home prices means roughly $15,792 per year in additional mortgage costs at current rates. Renters face a similar gap: $775/mo in Flint compared to $1,350/mo in Irving, a monthly difference of $575.

Grocery & Food Costs

Grocery expenses index at 100 in Flint and 99 in Irving. A household spending the national average of $475/month on groceries would pay approximately $475/month in Flint vs $470/month in Irving. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Flint and 111 in Irving. Monthly utility bills average approximately $376 in Flint vs $444 in Irving. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 95 in Flint and 103 in Irving. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $30,400 in Flint and $73,400 in Irving. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $35,765 and $73,400 respectively. Irving residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $709/month to housing in Flint vs $1,713/month in Irving. In Flint, median rent of $775/mo exceeds this threshold, suggesting renters may feel stretched. In Irving, median rent of $1,350/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 63 index points — focus your budget analysis there.

Frequently Asked Questions

Flint is 15.0% more affordable overall with an index of 85 vs 100.
A $75,000 salary in Flint has equivalent purchasing power to approximately $88,235 in Irving, based on the cost of living difference.
Flint's housing index is 31 with median homes at $75,000, while Irving's is 94 with median homes at $318,000.

Moving & Relocation Resources

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