City Comparison

Flagstaff vs Round Rock

Cost of Living Comparison · 2026

Flagstaff

Arizona
116
Above Average
$655,000
Median Home
$1,750/mo
Median Rent
$68,000
Median Income

Round Rock

Texas
101
Average
$413,000
Median Home
$1,400/mo
Median Rent
$100,500
Median Income

The Verdict

14.9%

Living in Round Rock costs 14.9% less than Flagstaff. To match the purchasing power of a $75,000 salary in Flagstaff, you would need $65,302 in Round Rock.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
178
Flagstaff
92
Round Rock
Groceries
102
Flagstaff
96
Round Rock
Utilities
92
Flagstaff
109
Round Rock
Transportation
109
Flagstaff
99
Round Rock
Healthcare
102
Flagstaff
96
Round Rock

Salary Equivalence

A $75,000 salary in Flagstaff has the same purchasing power as $65,302 in Round Rock.

Conversely, $75,000 in Round Rock equals $86,139 in Flagstaff.

Living in Flagstaff vs Round Rock

Housing Costs

Flagstaff's housing index of 178 is higher Round Rock's 92, translating to median home prices of $655,000 vs $413,000. The $242,000 difference in home prices means roughly $15,732 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,750/mo in Flagstaff compared to $1,400/mo in Round Rock, a monthly difference of $350.

Grocery & Food Costs

Grocery expenses index at 102 in Flagstaff and 96 in Round Rock. A household spending the national average of $475/month on groceries would pay approximately $485/month in Flagstaff vs $456/month in Round Rock. Round Rock offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 92 in Flagstaff and 109 in Round Rock. Monthly utility bills average approximately $368 in Flagstaff vs $436 in Round Rock. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 102 in Flagstaff and 96 in Round Rock. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $68,000 in Flagstaff and $100,500 in Round Rock. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,621 and $99,505 respectively. Round Rock residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,587/month to housing in Flagstaff vs $2,345/month in Round Rock. In Flagstaff, median rent of $1,750/mo exceeds this threshold, suggesting renters may feel stretched. In Round Rock, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 86 index points — focus your budget analysis there.

Frequently Asked Questions

Round Rock is 14.9% more affordable overall with an index of 101 vs 116.
A $75,000 salary in Flagstaff has equivalent purchasing power to approximately $65,302 in Round Rock, based on the cost of living difference.
Flagstaff's housing index is 178 with median homes at $655,000, while Round Rock's is 92 with median homes at $413,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases