City Comparison

Flagstaff vs Overland Park

Cost of Living Comparison · 2026

Flagstaff

Arizona
116
Above Average
$655,000
Median Home
$1,750/mo
Median Rent
$68,000
Median Income

Overland Park

Kansas
106
Above Average
$414,000
Median Home
$1,450/mo
Median Rent
$104,800
Median Income

The Verdict

9.4%

The cost gap between these cities is 9.4%, with Overland Park being the more affordable option. A $75,000 income in Flagstaff has equivalent purchasing power to $68,534 in Overland Park.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
178
Flagstaff
109
Overland Park
Groceries
102
Flagstaff
96
Overland Park
Utilities
92
Flagstaff
98
Overland Park
Transportation
109
Flagstaff
95
Overland Park
Healthcare
102
Flagstaff
102
Overland Park

Salary Equivalence

A $75,000 salary in Flagstaff has the same purchasing power as $68,534 in Overland Park.

Conversely, $75,000 in Overland Park equals $82,075 in Flagstaff.

Living in Flagstaff vs Overland Park

Housing Costs

Flagstaff's housing index of 178 is higher Overland Park's 109, translating to median home prices of $655,000 vs $414,000. The $241,000 difference in home prices means roughly $15,660 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,750/mo in Flagstaff compared to $1,450/mo in Overland Park, a monthly difference of $300.

Grocery & Food Costs

Grocery expenses index at 102 in Flagstaff and 96 in Overland Park. A household spending the national average of $475/month on groceries would pay approximately $485/month in Flagstaff vs $456/month in Overland Park. Overland Park offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 92 in Flagstaff and 98 in Overland Park. Monthly utility bills average approximately $368 in Flagstaff vs $392 in Overland Park. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Flagstaff and 102 in Overland Park. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $68,000 in Flagstaff and $104,800 in Overland Park. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,621 and $98,868 respectively. Overland Park residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,587/month to housing in Flagstaff vs $2,445/month in Overland Park. In Flagstaff, median rent of $1,750/mo exceeds this threshold, suggesting renters may feel stretched. In Overland Park, median rent of $1,450/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 69 index points — focus your budget analysis there.

Frequently Asked Questions

Overland Park is 9.4% more affordable overall with an index of 106 vs 116.
A $75,000 salary in Flagstaff has equivalent purchasing power to approximately $68,534 in Overland Park, based on the cost of living difference.
Flagstaff's housing index is 178 with median homes at $655,000, while Overland Park's is 109 with median homes at $414,000.

Moving & Relocation Resources

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