City Comparison

Flagstaff vs Oklahoma City

Cost of Living Comparison · 2026

Flagstaff

Arizona
116
Above Average
$655,000
Median Home
$1,750/mo
Median Rent
$68,000
Median Income

Oklahoma City

Oklahoma
87
Below Average
$195,000
Median Home
$1,000/mo
Median Rent
$55,458
Median Income

The Verdict

33.3%

Living in Oklahoma City costs 33.3% less than Flagstaff. To match the purchasing power of a $75,000 salary in Flagstaff, you would need $56,250 in Oklahoma City.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
178
Flagstaff
68
Oklahoma City
Groceries
102
Flagstaff
95
Oklahoma City
Utilities
92
Flagstaff
92
Oklahoma City
Transportation
109
Flagstaff
100
Oklahoma City
Healthcare
102
Flagstaff
92
Oklahoma City

Salary Equivalence

A $75,000 salary in Flagstaff has the same purchasing power as $56,250 in Oklahoma City.

Conversely, $75,000 in Oklahoma City equals $100,000 in Flagstaff.

Living in Flagstaff vs Oklahoma City

Housing Costs

Flagstaff's housing index of 178 is higher Oklahoma City's 68, translating to median home prices of $655,000 vs $195,000. The $460,000 difference in home prices means roughly $29,904 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,750/mo in Flagstaff compared to $1,000/mo in Oklahoma City, a monthly difference of $750.

Grocery & Food Costs

Grocery expenses index at 102 in Flagstaff and 95 in Oklahoma City. A household spending the national average of $475/month on groceries would pay approximately $485/month in Flagstaff vs $451/month in Oklahoma City. Oklahoma City offers a meaningful advantage on everyday food costs, saving roughly $408/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 92 in Flagstaff and 92 in Oklahoma City. Monthly utility bills average approximately $368 in Flagstaff vs $368 in Oklahoma City. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Flagstaff and 92 in Oklahoma City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $68,000 in Flagstaff and $55,458 in Oklahoma City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,621 and $63,745 respectively. Oklahoma City residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,587/month to housing in Flagstaff vs $1,294/month in Oklahoma City. In Flagstaff, median rent of $1,750/mo exceeds this threshold, suggesting renters may feel stretched. In Oklahoma City, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 110 index points — focus your budget analysis there.

Frequently Asked Questions

Oklahoma City is 33.3% more affordable overall with an index of 87 vs 116.
A $75,000 salary in Flagstaff has equivalent purchasing power to approximately $56,250 in Oklahoma City, based on the cost of living difference.
Flagstaff's housing index is 178 with median homes at $655,000, while Oklahoma City's is 68 with median homes at $195,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases