Flagstaff vs New Bedford
Cost of Living Comparison · 2026
Flagstaff
New Bedford
The Verdict
Living in New Bedford costs 3.6% less than Flagstaff. To match the purchasing power of a $75,000 salary in Flagstaff, you would need $72,414 in New Bedford.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Flagstaff has the same purchasing power as $72,414 in New Bedford.
Conversely, $75,000 in New Bedford equals $77,679 in Flagstaff.
Living in Flagstaff vs New Bedford
Housing Costs
Flagstaff's housing index of 178 is higher New Bedford's 116, translating to median home prices of $655,000 vs $371,000. The $284,000 difference in home prices means roughly $18,456 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,750/mo in Flagstaff compared to $1,225/mo in New Bedford, a monthly difference of $525.
Grocery & Food Costs
Grocery expenses index at 102 in Flagstaff and 104 in New Bedford. A household spending the national average of $475/month on groceries would pay approximately $485/month in Flagstaff vs $494/month in New Bedford. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 92 in Flagstaff and 145 in New Bedford. Monthly utility bills average approximately $368 in Flagstaff vs $580 in New Bedford. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 102 in Flagstaff and 118 in New Bedford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 16-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $68,000 in Flagstaff and $57,000 in New Bedford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,621 and $50,893 respectively. Flagstaff residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,587/month to housing in Flagstaff vs $1,330/month in New Bedford. In Flagstaff, median rent of $1,750/mo exceeds this threshold, suggesting renters may feel stretched. In New Bedford, median rent of $1,225/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 62 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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