Flagstaff vs Killeen
Cost of Living Comparison · 2026
Flagstaff
Killeen
The Verdict
The cost gap between these cities is 38.1%, with Killeen being the more affordable option. A $75,000 income in Flagstaff has equivalent purchasing power to $54,310 in Killeen.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Flagstaff has the same purchasing power as $54,310 in Killeen.
Conversely, $75,000 in Killeen equals $103,571 in Flagstaff.
Living in Flagstaff vs Killeen
Housing Costs
Flagstaff's housing index of 178 is higher Killeen's 56, translating to median home prices of $655,000 vs $235,000. The $420,000 difference in home prices means roughly $27,300 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,750/mo in Flagstaff compared to $975/mo in Killeen, a monthly difference of $775.
Grocery & Food Costs
Grocery expenses index at 102 in Flagstaff and 96 in Killeen. A household spending the national average of $475/month on groceries would pay approximately $485/month in Flagstaff vs $456/month in Killeen. Killeen offers a meaningful advantage on everyday food costs, saving roughly $348/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 92 in Flagstaff and 108 in Killeen. Monthly utility bills average approximately $368 in Flagstaff vs $432 in Killeen. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 102 in Flagstaff and 96 in Killeen. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $68,000 in Flagstaff and $56,400 in Killeen. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,621 and $67,143 respectively. Killeen residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,587/month to housing in Flagstaff vs $1,316/month in Killeen. In Flagstaff, median rent of $1,750/mo exceeds this threshold, suggesting renters may feel stretched. In Killeen, median rent of $975/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 122 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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