City Comparison

Flagstaff vs Fort Worth

Cost of Living Comparison · 2026

Flagstaff

Arizona
116
Above Average
$655,000
Median Home
$1,750/mo
Median Rent
$68,000
Median Income

Fort Worth

Texas
95
Below Average
$270,000
Median Home
$1,400/mo
Median Rent
$62,187
Median Income

The Verdict

22.1%

The cost gap between these cities is 22.1%, with Fort Worth being the more affordable option. A $75,000 income in Flagstaff has equivalent purchasing power to $61,422 in Fort Worth.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
178
Flagstaff
87
Fort Worth
Groceries
102
Flagstaff
96
Fort Worth
Utilities
92
Flagstaff
99
Fort Worth
Transportation
109
Flagstaff
106
Fort Worth
Healthcare
102
Flagstaff
100
Fort Worth

Salary Equivalence

A $75,000 salary in Flagstaff has the same purchasing power as $61,422 in Fort Worth.

Conversely, $75,000 in Fort Worth equals $91,579 in Flagstaff.

Living in Flagstaff vs Fort Worth

Housing Costs

Flagstaff's housing index of 178 is higher Fort Worth's 87, translating to median home prices of $655,000 vs $270,000. The $385,000 difference in home prices means roughly $25,020 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,750/mo in Flagstaff compared to $1,400/mo in Fort Worth, a monthly difference of $350.

Grocery & Food Costs

Grocery expenses index at 102 in Flagstaff and 96 in Fort Worth. A household spending the national average of $475/month on groceries would pay approximately $485/month in Flagstaff vs $456/month in Fort Worth. Fort Worth offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 92 in Flagstaff and 99 in Fort Worth. Monthly utility bills average approximately $368 in Flagstaff vs $396 in Fort Worth. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Flagstaff and 100 in Fort Worth. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $68,000 in Flagstaff and $62,187 in Fort Worth. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,621 and $65,460 respectively. Fort Worth residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,587/month to housing in Flagstaff vs $1,451/month in Fort Worth. In Flagstaff, median rent of $1,750/mo exceeds this threshold, suggesting renters may feel stretched. In Fort Worth, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 91 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Worth is 22.1% more affordable overall with an index of 95 vs 116.
A $75,000 salary in Flagstaff has equivalent purchasing power to approximately $61,422 in Fort Worth, based on the cost of living difference.
Flagstaff's housing index is 178 with median homes at $655,000, while Fort Worth's is 87 with median homes at $270,000.

Moving & Relocation Resources

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