City Comparison

Fishers vs St. Louis

Cost of Living Comparison · 2026

Fishers

Indiana
106
Above Average
$391,000
Median Home
$1,475/mo
Median Rent
$130,200
Median Income

St. Louis

Missouri
90
Below Average
$175,000
Median Home
$1,000/mo
Median Rent
$45,782
Median Income

The Verdict

17.8%

Living in St. Louis costs 17.8% less than Fishers. To match the purchasing power of a $75,000 salary in Fishers, you would need $63,679 in St. Louis.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
120
Fishers
72
St. Louis
Groceries
99
Fishers
97
St. Louis
Utilities
100
Fishers
95
St. Louis
Transportation
102
Fishers
103
St. Louis
Healthcare
99
Fishers
95
St. Louis

Salary Equivalence

A $75,000 salary in Fishers has the same purchasing power as $63,679 in St. Louis.

Conversely, $75,000 in St. Louis equals $88,333 in Fishers.

Living in Fishers vs St. Louis

Housing Costs

Fishers's housing index of 120 is higher St. Louis's 72, translating to median home prices of $391,000 vs $175,000. The $216,000 difference in home prices means roughly $14,040 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,475/mo in Fishers compared to $1,000/mo in St. Louis, a monthly difference of $475.

Grocery & Food Costs

Grocery expenses index at 99 in Fishers and 97 in St. Louis. A household spending the national average of $475/month on groceries would pay approximately $470/month in Fishers vs $461/month in St. Louis. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 100 in Fishers and 95 in St. Louis. Monthly utility bills average approximately $400 in Fishers vs $380 in St. Louis. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 99 in Fishers and 95 in St. Louis. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $130,200 in Fishers and $45,782 in St. Louis. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $122,830 and $50,869 respectively. Fishers residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,038/month to housing in Fishers vs $1,068/month in St. Louis. In Fishers, median rent of $1,475/mo fits within this budget. In St. Louis, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 48 index points — focus your budget analysis there.

Frequently Asked Questions

St. Louis is 17.8% more affordable overall with an index of 90 vs 106.
A $75,000 salary in Fishers has equivalent purchasing power to approximately $63,679 in St. Louis, based on the cost of living difference.
Fishers's housing index is 120 with median homes at $391,000, while St. Louis's is 72 with median homes at $175,000.

Moving & Relocation Resources

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