City Comparison

Fishers vs Plano

Cost of Living Comparison · 2026

Fishers

Indiana
106
Above Average
$391,000
Median Home
$1,475/mo
Median Rent
$130,200
Median Income

Plano

Texas
109
Above Average
$400,000
Median Home
$1,700/mo
Median Rent
$96,348
Median Income

The Verdict

2.8%

Living in Fishers costs 2.8% less than Plano. To match the purchasing power of a $75,000 salary in Fishers, you would need $77,123 in Plano.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
120
Fishers
123
Plano
Groceries
99
Fishers
98
Plano
Utilities
100
Fishers
99
Plano
Transportation
102
Fishers
106
Plano
Healthcare
99
Fishers
100
Plano

Salary Equivalence

A $75,000 salary in Fishers has the same purchasing power as $77,123 in Plano.

Conversely, $75,000 in Plano equals $72,936 in Fishers.

Living in Fishers vs Plano

Housing Costs

Fishers's housing index of 120 is lower Plano's 123, translating to median home prices of $391,000 vs $400,000. The $9,000 difference in home prices means roughly $588 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,475/mo in Fishers compared to $1,700/mo in Plano, a monthly difference of $225.

Grocery & Food Costs

Grocery expenses index at 99 in Fishers and 98 in Plano. A household spending the national average of $475/month on groceries would pay approximately $470/month in Fishers vs $466/month in Plano. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 100 in Fishers and 99 in Plano. Monthly utility bills average approximately $400 in Fishers vs $396 in Plano. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 99 in Fishers and 100 in Plano. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $130,200 in Fishers and $96,348 in Plano. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $122,830 and $88,393 respectively. Fishers residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,038/month to housing in Fishers vs $2,248/month in Plano. In Fishers, median rent of $1,475/mo fits within this budget. In Plano, median rent of $1,700/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 4 index points — focus your budget analysis there.

Frequently Asked Questions

Fishers is 2.8% more affordable overall with an index of 106 vs 109.
A $75,000 salary in Fishers has equivalent purchasing power to approximately $77,123 in Plano, based on the cost of living difference.
Fishers's housing index is 120 with median homes at $391,000, while Plano's is 123 with median homes at $400,000.

Moving & Relocation Resources

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