Fishers vs Ogden
Cost of Living Comparison · 2026
Fishers
Ogden
The Verdict
The cost gap between these cities is 0.9%, with Fishers being the more affordable option. A $75,000 income in Fishers has equivalent purchasing power to $75,708 in Ogden.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Fishers has the same purchasing power as $75,708 in Ogden.
Conversely, $75,000 in Ogden equals $74,299 in Fishers.
Living in Fishers vs Ogden
Housing Costs
Fishers's housing index of 120 is higher Ogden's 112, translating to median home prices of $391,000 vs $385,000. The $6,000 difference in home prices means roughly $396 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,475/mo in Fishers compared to $1,250/mo in Ogden, a monthly difference of $225.
Grocery & Food Costs
Grocery expenses index at 99 in Fishers and 92 in Ogden. A household spending the national average of $475/month on groceries would pay approximately $470/month in Fishers vs $437/month in Ogden. Ogden offers a meaningful advantage on everyday food costs, saving roughly $396/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 100 in Fishers and 80 in Ogden. Monthly utility bills average approximately $400 in Fishers vs $320 in Ogden. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 99 in Fishers and 91 in Ogden. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $130,200 in Fishers and $70,100 in Ogden. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $122,830 and $65,514 respectively. Fishers residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $3,038/month to housing in Fishers vs $1,636/month in Ogden. In Fishers, median rent of $1,475/mo fits within this budget. In Ogden, median rent of $1,250/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 20 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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