City Comparison

Fishers vs Newark

Cost of Living Comparison · 2026

Fishers

Indiana
106
Above Average
$391,000
Median Home
$1,475/mo
Median Rent
$130,200
Median Income

Newark

New Jersey
121
Expensive
$340,000
Median Home
$1,400/mo
Median Rent
$40,014
Median Income

The Verdict

12.4%

Fishers is 12.4% less expensive than Newark overall. A household earning $75,000 in Fishers would need approximately $85,613 in Newark to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
120
Fishers
149
Newark
Groceries
99
Fishers
103
Newark
Utilities
100
Fishers
118
Newark
Transportation
102
Fishers
115
Newark
Healthcare
99
Fishers
105
Newark

Salary Equivalence

A $75,000 salary in Fishers has the same purchasing power as $85,613 in Newark.

Conversely, $75,000 in Newark equals $65,702 in Fishers.

Living in Fishers vs Newark

Housing Costs

Fishers's housing index of 120 is lower Newark's 149, translating to median home prices of $391,000 vs $340,000. The $51,000 difference in home prices means roughly $3,312 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,475/mo in Fishers compared to $1,400/mo in Newark, a monthly difference of $75.

Grocery & Food Costs

Grocery expenses index at 99 in Fishers and 103 in Newark. A household spending the national average of $475/month on groceries would pay approximately $470/month in Fishers vs $489/month in Newark. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 100 in Fishers and 118 in Newark. Monthly utility bills average approximately $400 in Fishers vs $472 in Newark. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 99 in Fishers and 105 in Newark. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $130,200 in Fishers and $40,014 in Newark. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $122,830 and $33,069 respectively. Fishers residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,038/month to housing in Fishers vs $934/month in Newark. In Fishers, median rent of $1,475/mo fits within this budget. In Newark, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 29 index points — focus your budget analysis there.

Frequently Asked Questions

Fishers is 12.4% more affordable overall with an index of 106 vs 121.
A $75,000 salary in Fishers has equivalent purchasing power to approximately $85,613 in Newark, based on the cost of living difference.
Fishers's housing index is 120 with median homes at $391,000, while Newark's is 149 with median homes at $340,000.

Moving & Relocation Resources

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