City Comparison

Fishers vs Lafayette

Cost of Living Comparison · 2026

Fishers

Indiana
106
Above Average
$391,000
Median Home
$1,475/mo
Median Rent
$130,200
Median Income

Lafayette

Louisiana
90
Below Average
$214,000
Median Home
$1,100/mo
Median Rent
$61,900
Median Income

The Verdict

17.8%

The cost gap between these cities is 17.8%, with Lafayette being the more affordable option. A $75,000 income in Fishers has equivalent purchasing power to $63,679 in Lafayette.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
120
Fishers
73
Lafayette
Groceries
99
Fishers
96
Lafayette
Utilities
100
Fishers
97
Lafayette
Transportation
102
Fishers
96
Lafayette
Healthcare
99
Fishers
80
Lafayette

Salary Equivalence

A $75,000 salary in Fishers has the same purchasing power as $63,679 in Lafayette.

Conversely, $75,000 in Lafayette equals $88,333 in Fishers.

Living in Fishers vs Lafayette

Housing Costs

Fishers's housing index of 120 is higher Lafayette's 73, translating to median home prices of $391,000 vs $214,000. The $177,000 difference in home prices means roughly $11,508 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,475/mo in Fishers compared to $1,100/mo in Lafayette, a monthly difference of $375.

Grocery & Food Costs

Grocery expenses index at 99 in Fishers and 96 in Lafayette. A household spending the national average of $475/month on groceries would pay approximately $470/month in Fishers vs $456/month in Lafayette. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 100 in Fishers and 97 in Lafayette. Monthly utility bills average approximately $400 in Fishers vs $388 in Lafayette. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 99 in Fishers and 80 in Lafayette. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 19-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $130,200 in Fishers and $61,900 in Lafayette. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $122,830 and $68,778 respectively. Fishers residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,038/month to housing in Fishers vs $1,444/month in Lafayette. In Fishers, median rent of $1,475/mo fits within this budget. In Lafayette, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 47 index points — focus your budget analysis there.

Frequently Asked Questions

Lafayette is 17.8% more affordable overall with an index of 90 vs 106.
A $75,000 salary in Fishers has equivalent purchasing power to approximately $63,679 in Lafayette, based on the cost of living difference.
Fishers's housing index is 120 with median homes at $391,000, while Lafayette's is 73 with median homes at $214,000.

Moving & Relocation Resources

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