City Comparison

Fayetteville vs Wilmington

Cost of Living Comparison · 2026

Fayetteville

North Carolina
81
Very Affordable
$213,000
Median Home
$1,075/mo
Median Rent
$49,800
Median Income

Wilmington

Delaware
104
Average
$235,000
Median Home
$1,200/mo
Median Rent
$46,520
Median Income

The Verdict

22.1%

Living in Fayetteville costs 22.1% less than Wilmington. To match the purchasing power of a $75,000 salary in Fayetteville, you would need $96,296 in Wilmington.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
52
Fayetteville
104
Wilmington
Groceries
94
Fayetteville
103
Wilmington
Utilities
98
Fayetteville
106
Wilmington
Transportation
77
Fayetteville
103
Wilmington
Healthcare
106
Fayetteville
106
Wilmington

Salary Equivalence

A $75,000 salary in Fayetteville has the same purchasing power as $96,296 in Wilmington.

Conversely, $75,000 in Wilmington equals $58,413 in Fayetteville.

Living in Fayetteville vs Wilmington

Housing Costs

Fayetteville's housing index of 52 is lower Wilmington's 104, translating to median home prices of $213,000 vs $235,000. The $22,000 difference in home prices means roughly $1,428 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Fayetteville compared to $1,200/mo in Wilmington, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 94 in Fayetteville and 103 in Wilmington. A household spending the national average of $475/month on groceries would pay approximately $447/month in Fayetteville vs $489/month in Wilmington. Fayetteville offers a meaningful advantage on everyday food costs, saving roughly $504/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in Fayetteville and 106 in Wilmington. Monthly utility bills average approximately $392 in Fayetteville vs $424 in Wilmington. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 106 in Fayetteville and 106 in Wilmington. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $49,800 in Fayetteville and $46,520 in Wilmington. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $61,481 and $44,731 respectively. Fayetteville residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,162/month to housing in Fayetteville vs $1,085/month in Wilmington. In Fayetteville, median rent of $1,075/mo fits within this budget. In Wilmington, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 52 index points — focus your budget analysis there.

Frequently Asked Questions

Fayetteville is 22.1% more affordable overall with an index of 81 vs 104.
A $75,000 salary in Fayetteville has equivalent purchasing power to approximately $96,296 in Wilmington, based on the cost of living difference.
Fayetteville's housing index is 52 with median homes at $213,000, while Wilmington's is 104 with median homes at $235,000.

Moving & Relocation Resources

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