City Comparison

Fayetteville vs Toronto

Cost of Living Comparison · 2026

Fayetteville

North Carolina
81
Very Affordable
$213,000
Median Home
$1,075/mo
Median Rent
$49,800
Median Income

Toronto

Canada
93
Below Average
$615,000
Median Home
$1,825/mo
Median Rent
$55,000
Median Income

The Verdict

12.9%

The cost gap between these cities is 12.9%, with Fayetteville being the more affordable option. A $75,000 income in Fayetteville has equivalent purchasing power to $86,111 in Toronto.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
52
Fayetteville
132
Toronto
Groceries
94
Fayetteville
88
Toronto
Utilities
98
Fayetteville
85
Toronto
Transportation
77
Fayetteville
98
Toronto
Healthcare
106
Fayetteville
72
Toronto

Salary Equivalence

A $75,000 salary in Fayetteville has the same purchasing power as $86,111 in Toronto.

Conversely, $75,000 in Toronto equals $65,323 in Fayetteville.

Living in Fayetteville vs Toronto

Housing Costs

Fayetteville's housing index of 52 is lower Toronto's 132, translating to median home prices of $213,000 vs $615,000. The $402,000 difference in home prices means roughly $26,136 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Fayetteville compared to $1,825/mo in Toronto, a monthly difference of $750.

Grocery & Food Costs

Grocery expenses index at 94 in Fayetteville and 88 in Toronto. A household spending the national average of $475/month on groceries would pay approximately $447/month in Fayetteville vs $418/month in Toronto. Toronto offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in Fayetteville and 85 in Toronto. Monthly utility bills average approximately $392 in Fayetteville vs $340 in Toronto. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 106 in Fayetteville and 72 in Toronto. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 34-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $49,800 in Fayetteville and $55,000 in Toronto. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $61,481 and $59,140 respectively. Fayetteville residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,162/month to housing in Fayetteville vs $1,283/month in Toronto. In Fayetteville, median rent of $1,075/mo fits within this budget. In Toronto, median rent of $1,825/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 80 index points — focus your budget analysis there.

Frequently Asked Questions

Fayetteville is 12.9% more affordable overall with an index of 81 vs 93.
A $75,000 salary in Fayetteville has equivalent purchasing power to approximately $86,111 in Toronto, based on the cost of living difference.
Fayetteville's housing index is 52 with median homes at $213,000, while Toronto's is 132 with median homes at $615,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases