City Comparison

Fayetteville vs St. Paul

Cost of Living Comparison · 2026

Fayetteville

North Carolina
81
Very Affordable
$213,000
Median Home
$1,075/mo
Median Rent
$49,800
Median Income

St. Paul

Minnesota
100
Average
$260,000
Median Home
$1,300/mo
Median Rent
$57,718
Median Income

The Verdict

19.0%

Living in Fayetteville costs 19.0% less than St. Paul. To match the purchasing power of a $75,000 salary in Fayetteville, you would need $92,593 in St. Paul.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
52
Fayetteville
98
St. Paul
Groceries
94
Fayetteville
103
St. Paul
Utilities
98
Fayetteville
97
St. Paul
Transportation
77
Fayetteville
108
St. Paul
Healthcare
106
Fayetteville
105
St. Paul

Salary Equivalence

A $75,000 salary in Fayetteville has the same purchasing power as $92,593 in St. Paul.

Conversely, $75,000 in St. Paul equals $60,750 in Fayetteville.

Living in Fayetteville vs St. Paul

Housing Costs

Fayetteville's housing index of 52 is lower St. Paul's 98, translating to median home prices of $213,000 vs $260,000. The $47,000 difference in home prices means roughly $3,060 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Fayetteville compared to $1,300/mo in St. Paul, a monthly difference of $225.

Grocery & Food Costs

Grocery expenses index at 94 in Fayetteville and 103 in St. Paul. A household spending the national average of $475/month on groceries would pay approximately $447/month in Fayetteville vs $489/month in St. Paul. Fayetteville offers a meaningful advantage on everyday food costs, saving roughly $504/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in Fayetteville and 97 in St. Paul. Monthly utility bills average approximately $392 in Fayetteville vs $388 in St. Paul. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 106 in Fayetteville and 105 in St. Paul. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $49,800 in Fayetteville and $57,718 in St. Paul. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $61,481 and $57,718 respectively. Fayetteville residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,162/month to housing in Fayetteville vs $1,347/month in St. Paul. In Fayetteville, median rent of $1,075/mo fits within this budget. In St. Paul, median rent of $1,300/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 46 index points — focus your budget analysis there.

Frequently Asked Questions

Fayetteville is 19.0% more affordable overall with an index of 81 vs 100.
A $75,000 salary in Fayetteville has equivalent purchasing power to approximately $92,593 in St. Paul, based on the cost of living difference.
Fayetteville's housing index is 52 with median homes at $213,000, while St. Paul's is 98 with median homes at $260,000.

Moving & Relocation Resources

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