City Comparison

Fayetteville vs Springfield

Cost of Living Comparison · 2026

Fayetteville

North Carolina
81
Very Affordable
$213,000
Median Home
$1,075/mo
Median Rent
$49,800
Median Income

Springfield

Missouri
84
Very Affordable
$225,000
Median Home
$950/mo
Median Rent
$46,000
Median Income

The Verdict

3.6%

Living in Fayetteville costs 3.6% less than Springfield. To match the purchasing power of a $75,000 salary in Fayetteville, you would need $77,778 in Springfield.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
52
Fayetteville
67
Springfield
Groceries
94
Fayetteville
94
Springfield
Utilities
98
Fayetteville
79
Springfield
Transportation
77
Fayetteville
90
Springfield
Healthcare
106
Fayetteville
116
Springfield

Salary Equivalence

A $75,000 salary in Fayetteville has the same purchasing power as $77,778 in Springfield.

Conversely, $75,000 in Springfield equals $72,321 in Fayetteville.

Living in Fayetteville vs Springfield

Housing Costs

Fayetteville's housing index of 52 is lower Springfield's 67, translating to median home prices of $213,000 vs $225,000. The $12,000 difference in home prices means roughly $780 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Fayetteville compared to $950/mo in Springfield, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 94 in Fayetteville and 94 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $447/month in Fayetteville vs $447/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in Fayetteville and 79 in Springfield. Monthly utility bills average approximately $392 in Fayetteville vs $316 in Springfield. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 106 in Fayetteville and 116 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $49,800 in Fayetteville and $46,000 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $61,481 and $54,762 respectively. Fayetteville residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,162/month to housing in Fayetteville vs $1,073/month in Springfield. In Fayetteville, median rent of $1,075/mo fits within this budget. In Springfield, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 19 index points — focus your budget analysis there.

Frequently Asked Questions

Fayetteville is 3.6% more affordable overall with an index of 81 vs 84.
A $75,000 salary in Fayetteville has equivalent purchasing power to approximately $77,778 in Springfield, based on the cost of living difference.
Fayetteville's housing index is 52 with median homes at $213,000, while Springfield's is 67 with median homes at $225,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases