Fayetteville vs Springfield
Cost of Living Comparison · 2026
Fayetteville
Springfield
The Verdict
Fayetteville is 24.3% less expensive than Springfield overall. A household earning $75,000 in Fayetteville would need approximately $99,074 in Springfield to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Fayetteville has the same purchasing power as $99,074 in Springfield.
Conversely, $75,000 in Springfield equals $56,776 in Fayetteville.
Living in Fayetteville vs Springfield
Housing Costs
Fayetteville's housing index of 52 is lower Springfield's 106, translating to median home prices of $213,000 vs $230,000. The $17,000 difference in home prices means roughly $1,104 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Fayetteville compared to $1,200/mo in Springfield, a monthly difference of $125.
Grocery & Food Costs
Grocery expenses index at 94 in Fayetteville and 104 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $447/month in Fayetteville vs $494/month in Springfield. Fayetteville offers a meaningful advantage on everyday food costs, saving roughly $564/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 98 in Fayetteville and 119 in Springfield. Monthly utility bills average approximately $392 in Fayetteville vs $476 in Springfield. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 106 in Fayetteville and 114 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $49,800 in Fayetteville and $41,612 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $61,481 and $38,890 respectively. Fayetteville residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,162/month to housing in Fayetteville vs $971/month in Springfield. In Fayetteville, median rent of $1,075/mo fits within this budget. In Springfield, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 54 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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