City Comparison

Fayetteville vs South Bend

Cost of Living Comparison · 2026

Fayetteville

North Carolina
81
Very Affordable
$213,000
Median Home
$1,075/mo
Median Rent
$49,800
Median Income

South Bend

Indiana
80
Very Affordable
$173,000
Median Home
$900/mo
Median Rent
$48,200
Median Income

The Verdict

1.3%

The cost gap between these cities is 1.3%, with South Bend being the more affordable option. A $75,000 income in Fayetteville has equivalent purchasing power to $74,074 in South Bend.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
52
Fayetteville
50
South Bend
Groceries
94
Fayetteville
97
South Bend
Utilities
98
Fayetteville
94
South Bend
Transportation
77
Fayetteville
102
South Bend
Healthcare
106
Fayetteville
88
South Bend

Salary Equivalence

A $75,000 salary in Fayetteville has the same purchasing power as $74,074 in South Bend.

Conversely, $75,000 in South Bend equals $75,938 in Fayetteville.

Living in Fayetteville vs South Bend

Housing Costs

Fayetteville's housing index of 52 is higher South Bend's 50, translating to median home prices of $213,000 vs $173,000. The $40,000 difference in home prices means roughly $2,604 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Fayetteville compared to $900/mo in South Bend, a monthly difference of $175.

Grocery & Food Costs

Grocery expenses index at 94 in Fayetteville and 97 in South Bend. A household spending the national average of $475/month on groceries would pay approximately $447/month in Fayetteville vs $461/month in South Bend. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in Fayetteville and 94 in South Bend. Monthly utility bills average approximately $392 in Fayetteville vs $376 in South Bend. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 106 in Fayetteville and 88 in South Bend. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 18-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $49,800 in Fayetteville and $48,200 in South Bend. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $61,481 and $60,250 respectively. Fayetteville residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,162/month to housing in Fayetteville vs $1,125/month in South Bend. In Fayetteville, median rent of $1,075/mo fits within this budget. In South Bend, median rent of $900/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 25 index points — focus your budget analysis there.

Frequently Asked Questions

South Bend is 1.3% more affordable overall with an index of 80 vs 81.
A $75,000 salary in Fayetteville has equivalent purchasing power to approximately $74,074 in South Bend, based on the cost of living difference.
Fayetteville's housing index is 52 with median homes at $213,000, while South Bend's is 50 with median homes at $173,000.

Moving & Relocation Resources

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