City Comparison

Fayetteville vs Olympia

Cost of Living Comparison · 2026

Fayetteville

North Carolina
81
Very Affordable
$213,000
Median Home
$1,075/mo
Median Rent
$49,800
Median Income

Olympia

Washington
112
Above Average
$495,000
Median Home
$1,600/mo
Median Rent
$81,300
Median Income

The Verdict

27.7%

Living in Fayetteville costs 27.7% less than Olympia. To match the purchasing power of a $75,000 salary in Fayetteville, you would need $103,704 in Olympia.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
52
Fayetteville
131
Olympia
Groceries
94
Fayetteville
105
Olympia
Utilities
98
Fayetteville
91
Olympia
Transportation
77
Fayetteville
129
Olympia
Healthcare
106
Fayetteville
124
Olympia

Salary Equivalence

A $75,000 salary in Fayetteville has the same purchasing power as $103,704 in Olympia.

Conversely, $75,000 in Olympia equals $54,241 in Fayetteville.

Living in Fayetteville vs Olympia

Housing Costs

Fayetteville's housing index of 52 is lower Olympia's 131, translating to median home prices of $213,000 vs $495,000. The $282,000 difference in home prices means roughly $18,336 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Fayetteville compared to $1,600/mo in Olympia, a monthly difference of $525.

Grocery & Food Costs

Grocery expenses index at 94 in Fayetteville and 105 in Olympia. A household spending the national average of $475/month on groceries would pay approximately $447/month in Fayetteville vs $499/month in Olympia. Fayetteville offers a meaningful advantage on everyday food costs, saving roughly $624/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in Fayetteville and 91 in Olympia. Monthly utility bills average approximately $392 in Fayetteville vs $364 in Olympia. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 106 in Fayetteville and 124 in Olympia. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 18-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $49,800 in Fayetteville and $81,300 in Olympia. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $61,481 and $72,589 respectively. Olympia residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,162/month to housing in Fayetteville vs $1,897/month in Olympia. In Fayetteville, median rent of $1,075/mo fits within this budget. In Olympia, median rent of $1,600/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 79 index points — focus your budget analysis there.

Frequently Asked Questions

Fayetteville is 27.7% more affordable overall with an index of 81 vs 112.
A $75,000 salary in Fayetteville has equivalent purchasing power to approximately $103,704 in Olympia, based on the cost of living difference.
Fayetteville's housing index is 52 with median homes at $213,000, while Olympia's is 131 with median homes at $495,000.

Moving & Relocation Resources

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