City Comparison

Fayetteville vs New Bedford

Cost of Living Comparison · 2026

Fayetteville

North Carolina
81
Very Affordable
$213,000
Median Home
$1,075/mo
Median Rent
$49,800
Median Income

New Bedford

Massachusetts
112
Above Average
$371,000
Median Home
$1,225/mo
Median Rent
$57,000
Median Income

The Verdict

27.7%

Living in Fayetteville costs 27.7% less than New Bedford. To match the purchasing power of a $75,000 salary in Fayetteville, you would need $103,704 in New Bedford.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
52
Fayetteville
116
New Bedford
Groceries
94
Fayetteville
104
New Bedford
Utilities
98
Fayetteville
145
New Bedford
Transportation
77
Fayetteville
108
New Bedford
Healthcare
106
Fayetteville
118
New Bedford

Salary Equivalence

A $75,000 salary in Fayetteville has the same purchasing power as $103,704 in New Bedford.

Conversely, $75,000 in New Bedford equals $54,241 in Fayetteville.

Living in Fayetteville vs New Bedford

Housing Costs

Fayetteville's housing index of 52 is lower New Bedford's 116, translating to median home prices of $213,000 vs $371,000. The $158,000 difference in home prices means roughly $10,272 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Fayetteville compared to $1,225/mo in New Bedford, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 94 in Fayetteville and 104 in New Bedford. A household spending the national average of $475/month on groceries would pay approximately $447/month in Fayetteville vs $494/month in New Bedford. Fayetteville offers a meaningful advantage on everyday food costs, saving roughly $564/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in Fayetteville and 145 in New Bedford. Monthly utility bills average approximately $392 in Fayetteville vs $580 in New Bedford. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 106 in Fayetteville and 118 in New Bedford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $49,800 in Fayetteville and $57,000 in New Bedford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $61,481 and $50,893 respectively. Fayetteville residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,162/month to housing in Fayetteville vs $1,330/month in New Bedford. In Fayetteville, median rent of $1,075/mo fits within this budget. In New Bedford, median rent of $1,225/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 64 index points — focus your budget analysis there.

Frequently Asked Questions

Fayetteville is 27.7% more affordable overall with an index of 81 vs 112.
A $75,000 salary in Fayetteville has equivalent purchasing power to approximately $103,704 in New Bedford, based on the cost of living difference.
Fayetteville's housing index is 52 with median homes at $213,000, while New Bedford's is 116 with median homes at $371,000.

Moving & Relocation Resources

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