City Comparison

Fayetteville vs Mobile

Cost of Living Comparison · 2026

Fayetteville

North Carolina
81
Very Affordable
$213,000
Median Home
$1,075/mo
Median Rent
$49,800
Median Income

Mobile

Alabama
84
Very Affordable
$193,000
Median Home
$975/mo
Median Rent
$53,600
Median Income

The Verdict

3.6%

The cost gap between these cities is 3.6%, with Fayetteville being the more affordable option. A $75,000 income in Fayetteville has equivalent purchasing power to $77,778 in Mobile.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
52
Fayetteville
60
Mobile
Groceries
94
Fayetteville
98
Mobile
Utilities
98
Fayetteville
108
Mobile
Transportation
77
Fayetteville
90
Mobile
Healthcare
106
Fayetteville
100
Mobile

Salary Equivalence

A $75,000 salary in Fayetteville has the same purchasing power as $77,778 in Mobile.

Conversely, $75,000 in Mobile equals $72,321 in Fayetteville.

Living in Fayetteville vs Mobile

Housing Costs

Fayetteville's housing index of 52 is lower Mobile's 60, translating to median home prices of $213,000 vs $193,000. The $20,000 difference in home prices means roughly $1,296 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Fayetteville compared to $975/mo in Mobile, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 94 in Fayetteville and 98 in Mobile. A household spending the national average of $475/month on groceries would pay approximately $447/month in Fayetteville vs $466/month in Mobile. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in Fayetteville and 108 in Mobile. Monthly utility bills average approximately $392 in Fayetteville vs $432 in Mobile. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 106 in Fayetteville and 100 in Mobile. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $49,800 in Fayetteville and $53,600 in Mobile. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $61,481 and $63,810 respectively. Mobile residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,162/month to housing in Fayetteville vs $1,251/month in Mobile. In Fayetteville, median rent of $1,075/mo fits within this budget. In Mobile, median rent of $975/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 13 index points — focus your budget analysis there.

Frequently Asked Questions

Fayetteville is 3.6% more affordable overall with an index of 81 vs 84.
A $75,000 salary in Fayetteville has equivalent purchasing power to approximately $77,778 in Mobile, based on the cost of living difference.
Fayetteville's housing index is 52 with median homes at $213,000, while Mobile's is 60 with median homes at $193,000.

Moving & Relocation Resources

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