Fayetteville vs Madison
Cost of Living Comparison · 2026
Fayetteville
Madison
The Verdict
Fayetteville is 23.6% less expensive than Madison overall. A household earning $75,000 in Fayetteville would need approximately $98,148 in Madison to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Fayetteville has the same purchasing power as $98,148 in Madison.
Conversely, $75,000 in Madison equals $57,311 in Fayetteville.
Living in Fayetteville vs Madison
Housing Costs
Fayetteville's housing index of 52 is lower Madison's 115, translating to median home prices of $213,000 vs $340,000. The $127,000 difference in home prices means roughly $8,256 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Fayetteville compared to $1,400/mo in Madison, a monthly difference of $325.
Grocery & Food Costs
Grocery expenses index at 94 in Fayetteville and 101 in Madison. A household spending the national average of $475/month on groceries would pay approximately $447/month in Fayetteville vs $480/month in Madison. Fayetteville offers a meaningful advantage on everyday food costs, saving roughly $396/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 98 in Fayetteville and 97 in Madison. Monthly utility bills average approximately $392 in Fayetteville vs $388 in Madison. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 106 in Fayetteville and 105 in Madison. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $49,800 in Fayetteville and $67,565 in Madison. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $61,481 and $63,741 respectively. Madison residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,162/month to housing in Fayetteville vs $1,577/month in Madison. In Fayetteville, median rent of $1,075/mo fits within this budget. In Madison, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 63 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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