City Comparison

Fayetteville vs Las Cruces

Cost of Living Comparison · 2026

Fayetteville

North Carolina
81
Very Affordable
$213,000
Median Home
$1,075/mo
Median Rent
$49,800
Median Income

Las Cruces

New Mexico
84
Very Affordable
$232,000
Median Home
$1,000/mo
Median Rent
$55,400
Median Income

The Verdict

3.6%

Fayetteville is 3.6% less expensive than Las Cruces overall. A household earning $75,000 in Fayetteville would need approximately $77,778 in Las Cruces to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
52
Fayetteville
82
Las Cruces
Groceries
94
Fayetteville
97
Las Cruces
Utilities
98
Fayetteville
81
Las Cruces
Transportation
77
Fayetteville
92
Las Cruces
Healthcare
106
Fayetteville
113
Las Cruces

Salary Equivalence

A $75,000 salary in Fayetteville has the same purchasing power as $77,778 in Las Cruces.

Conversely, $75,000 in Las Cruces equals $72,321 in Fayetteville.

Living in Fayetteville vs Las Cruces

Housing Costs

Fayetteville's housing index of 52 is lower Las Cruces's 82, translating to median home prices of $213,000 vs $232,000. The $19,000 difference in home prices means roughly $1,236 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Fayetteville compared to $1,000/mo in Las Cruces, a monthly difference of $75.

Grocery & Food Costs

Grocery expenses index at 94 in Fayetteville and 97 in Las Cruces. A household spending the national average of $475/month on groceries would pay approximately $447/month in Fayetteville vs $461/month in Las Cruces. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in Fayetteville and 81 in Las Cruces. Monthly utility bills average approximately $392 in Fayetteville vs $324 in Las Cruces. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 106 in Fayetteville and 113 in Las Cruces. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $49,800 in Fayetteville and $55,400 in Las Cruces. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $61,481 and $65,952 respectively. Las Cruces residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,162/month to housing in Fayetteville vs $1,293/month in Las Cruces. In Fayetteville, median rent of $1,075/mo fits within this budget. In Las Cruces, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 30 index points — focus your budget analysis there.

Frequently Asked Questions

Fayetteville is 3.6% more affordable overall with an index of 81 vs 84.
A $75,000 salary in Fayetteville has equivalent purchasing power to approximately $77,778 in Las Cruces, based on the cost of living difference.
Fayetteville's housing index is 52 with median homes at $213,000, while Las Cruces's is 82 with median homes at $232,000.

Moving & Relocation Resources

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