City Comparison

Fayetteville vs Jackson

Cost of Living Comparison · 2026

Fayetteville

North Carolina
81
Very Affordable
$213,000
Median Home
$1,075/mo
Median Rent
$49,800
Median Income

Jackson

Mississippi
82
Very Affordable
$125,000
Median Home
$900/mo
Median Rent
$36,528
Median Income

The Verdict

1.2%

Fayetteville is 1.2% less expensive than Jackson overall. A household earning $75,000 in Fayetteville would need approximately $75,926 in Jackson to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
52
Fayetteville
56
Jackson
Groceries
94
Fayetteville
95
Jackson
Utilities
98
Fayetteville
86
Jackson
Transportation
77
Fayetteville
97
Jackson
Healthcare
106
Fayetteville
88
Jackson

Salary Equivalence

A $75,000 salary in Fayetteville has the same purchasing power as $75,926 in Jackson.

Conversely, $75,000 in Jackson equals $74,085 in Fayetteville.

Living in Fayetteville vs Jackson

Housing Costs

Fayetteville's housing index of 52 is lower Jackson's 56, translating to median home prices of $213,000 vs $125,000. The $88,000 difference in home prices means roughly $5,724 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Fayetteville compared to $900/mo in Jackson, a monthly difference of $175.

Grocery & Food Costs

Grocery expenses index at 94 in Fayetteville and 95 in Jackson. A household spending the national average of $475/month on groceries would pay approximately $447/month in Fayetteville vs $451/month in Jackson. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in Fayetteville and 86 in Jackson. Monthly utility bills average approximately $392 in Fayetteville vs $344 in Jackson. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 106 in Fayetteville and 88 in Jackson. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 18-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $49,800 in Fayetteville and $36,528 in Jackson. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $61,481 and $44,546 respectively. Fayetteville residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,162/month to housing in Fayetteville vs $852/month in Jackson. In Fayetteville, median rent of $1,075/mo fits within this budget. In Jackson, median rent of $900/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Transportation, where the gap is 20 index points — focus your budget analysis there.

Frequently Asked Questions

Fayetteville is 1.2% more affordable overall with an index of 81 vs 82.
A $75,000 salary in Fayetteville has equivalent purchasing power to approximately $75,926 in Jackson, based on the cost of living difference.
Fayetteville's housing index is 52 with median homes at $213,000, while Jackson's is 56 with median homes at $125,000.

Moving & Relocation Resources

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