City Comparison

Fayetteville vs Irvine

Cost of Living Comparison · 2026

Fayetteville

North Carolina
81
Very Affordable
$213,000
Median Home
$1,075/mo
Median Rent
$49,800
Median Income

Irvine

California
178
Very Expensive
$1.1M
Median Home
$3,000/mo
Median Rent
$108,038
Median Income

The Verdict

54.5%

The cost gap between these cities is 54.5%, with Fayetteville being the more affordable option. A $75,000 income in Fayetteville has equivalent purchasing power to $164,815 in Irvine.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
52
Fayetteville
294
Irvine
Groceries
94
Fayetteville
108
Irvine
Utilities
98
Fayetteville
115
Irvine
Transportation
77
Fayetteville
115
Irvine
Healthcare
106
Fayetteville
109
Irvine

Salary Equivalence

A $75,000 salary in Fayetteville has the same purchasing power as $164,815 in Irvine.

Conversely, $75,000 in Irvine equals $34,129 in Fayetteville.

Living in Fayetteville vs Irvine

Housing Costs

Fayetteville's housing index of 52 is lower Irvine's 294, translating to median home prices of $213,000 vs $1.1M. The $837,000 difference in home prices means roughly $54,408 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Fayetteville compared to $3,000/mo in Irvine, a monthly difference of $1,925.

Grocery & Food Costs

Grocery expenses index at 94 in Fayetteville and 108 in Irvine. A household spending the national average of $475/month on groceries would pay approximately $447/month in Fayetteville vs $513/month in Irvine. Fayetteville offers a meaningful advantage on everyday food costs, saving roughly $792/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in Fayetteville and 115 in Irvine. Monthly utility bills average approximately $392 in Fayetteville vs $460 in Irvine. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 106 in Fayetteville and 109 in Irvine. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $49,800 in Fayetteville and $108,038 in Irvine. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $61,481 and $60,696 respectively. Fayetteville residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,162/month to housing in Fayetteville vs $2,521/month in Irvine. In Fayetteville, median rent of $1,075/mo fits within this budget. In Irvine, median rent of $3,000/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 242 index points — focus your budget analysis there.

Frequently Asked Questions

Fayetteville is 54.5% more affordable overall with an index of 81 vs 178.
A $75,000 salary in Fayetteville has equivalent purchasing power to approximately $164,815 in Irvine, based on the cost of living difference.
Fayetteville's housing index is 52 with median homes at $213,000, while Irvine's is 294 with median homes at $1.1M.

Moving & Relocation Resources

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