Fayetteville vs Hilo
Cost of Living Comparison · 2026
Fayetteville
Hilo
The Verdict
Fayetteville is 38.6% less expensive than Hilo overall. A household earning $75,000 in Fayetteville would need approximately $122,222 in Hilo to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Fayetteville has the same purchasing power as $122,222 in Hilo.
Conversely, $75,000 in Hilo equals $46,023 in Fayetteville.
Living in Fayetteville vs Hilo
Housing Costs
Fayetteville's housing index of 52 is lower Hilo's 149, translating to median home prices of $213,000 vs $555,000. The $342,000 difference in home prices means roughly $22,236 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Fayetteville compared to $1,575/mo in Hilo, a monthly difference of $500.
Grocery & Food Costs
Grocery expenses index at 94 in Fayetteville and 149 in Hilo. A household spending the national average of $475/month on groceries would pay approximately $447/month in Fayetteville vs $708/month in Hilo. Fayetteville offers a meaningful advantage on everyday food costs, saving roughly $3132/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 98 in Fayetteville and 218 in Hilo. Monthly utility bills average approximately $392 in Fayetteville vs $872 in Hilo. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 106 in Fayetteville and 118 in Hilo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $49,800 in Fayetteville and $78,700 in Hilo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $61,481 and $59,621 respectively. Fayetteville residents enjoy stronger real purchasing power despite lower nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,162/month to housing in Fayetteville vs $1,836/month in Hilo. In Fayetteville, median rent of $1,075/mo fits within this budget. In Hilo, median rent of $1,575/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 120 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases