City Comparison

Fayetteville vs Fort Smith

Cost of Living Comparison · 2026

Fayetteville

North Carolina
81
Very Affordable
$213,000
Median Home
$1,075/mo
Median Rent
$49,800
Median Income

Fort Smith

Arkansas
77
Very Affordable
$155,000
Median Home
$775/mo
Median Rent
$45,200
Median Income

The Verdict

5.2%

Living in Fort Smith costs 5.2% less than Fayetteville. To match the purchasing power of a $75,000 salary in Fayetteville, you would need $71,296 in Fort Smith.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
52
Fayetteville
49
Fort Smith
Groceries
94
Fayetteville
92
Fort Smith
Utilities
98
Fayetteville
95
Fort Smith
Transportation
77
Fayetteville
90
Fort Smith
Healthcare
106
Fayetteville
88
Fort Smith

Salary Equivalence

A $75,000 salary in Fayetteville has the same purchasing power as $71,296 in Fort Smith.

Conversely, $75,000 in Fort Smith equals $78,896 in Fayetteville.

Living in Fayetteville vs Fort Smith

Housing Costs

Fayetteville's housing index of 52 is higher Fort Smith's 49, translating to median home prices of $213,000 vs $155,000. The $58,000 difference in home prices means roughly $3,768 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Fayetteville compared to $775/mo in Fort Smith, a monthly difference of $300.

Grocery & Food Costs

Grocery expenses index at 94 in Fayetteville and 92 in Fort Smith. A household spending the national average of $475/month on groceries would pay approximately $447/month in Fayetteville vs $437/month in Fort Smith. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in Fayetteville and 95 in Fort Smith. Monthly utility bills average approximately $392 in Fayetteville vs $380 in Fort Smith. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 106 in Fayetteville and 88 in Fort Smith. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 18-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $49,800 in Fayetteville and $45,200 in Fort Smith. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $61,481 and $58,701 respectively. Fayetteville residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,162/month to housing in Fayetteville vs $1,055/month in Fort Smith. In Fayetteville, median rent of $1,075/mo fits within this budget. In Fort Smith, median rent of $775/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 18 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Smith is 5.2% more affordable overall with an index of 77 vs 81.
A $75,000 salary in Fayetteville has equivalent purchasing power to approximately $71,296 in Fort Smith, based on the cost of living difference.
Fayetteville's housing index is 52 with median homes at $213,000, while Fort Smith's is 49 with median homes at $155,000.

Moving & Relocation Resources

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