City Comparison

Fayetteville vs Fort Collins

Cost of Living Comparison · 2026

Fayetteville

North Carolina
81
Very Affordable
$213,000
Median Home
$1,075/mo
Median Rent
$49,800
Median Income

Fort Collins

Colorado
116
Above Average
$531,000
Median Home
$1,625/mo
Median Rent
$74,800
Median Income

The Verdict

30.2%

Living in Fayetteville costs 30.2% less than Fort Collins. To match the purchasing power of a $75,000 salary in Fayetteville, you would need $107,407 in Fort Collins.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
52
Fayetteville
142
Fort Collins
Groceries
94
Fayetteville
100
Fort Collins
Utilities
98
Fayetteville
87
Fort Collins
Transportation
77
Fayetteville
108
Fort Collins
Healthcare
106
Fayetteville
97
Fort Collins

Salary Equivalence

A $75,000 salary in Fayetteville has the same purchasing power as $107,407 in Fort Collins.

Conversely, $75,000 in Fort Collins equals $52,371 in Fayetteville.

Living in Fayetteville vs Fort Collins

Housing Costs

Fayetteville's housing index of 52 is lower Fort Collins's 142, translating to median home prices of $213,000 vs $531,000. The $318,000 difference in home prices means roughly $20,676 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Fayetteville compared to $1,625/mo in Fort Collins, a monthly difference of $550.

Grocery & Food Costs

Grocery expenses index at 94 in Fayetteville and 100 in Fort Collins. A household spending the national average of $475/month on groceries would pay approximately $447/month in Fayetteville vs $475/month in Fort Collins. Fayetteville offers a meaningful advantage on everyday food costs, saving roughly $336/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in Fayetteville and 87 in Fort Collins. Monthly utility bills average approximately $392 in Fayetteville vs $348 in Fort Collins. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 106 in Fayetteville and 97 in Fort Collins. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $49,800 in Fayetteville and $74,800 in Fort Collins. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $61,481 and $64,483 respectively. Fort Collins residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,162/month to housing in Fayetteville vs $1,745/month in Fort Collins. In Fayetteville, median rent of $1,075/mo fits within this budget. In Fort Collins, median rent of $1,625/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 90 index points — focus your budget analysis there.

Frequently Asked Questions

Fayetteville is 30.2% more affordable overall with an index of 81 vs 116.
A $75,000 salary in Fayetteville has equivalent purchasing power to approximately $107,407 in Fort Collins, based on the cost of living difference.
Fayetteville's housing index is 52 with median homes at $213,000, while Fort Collins's is 142 with median homes at $531,000.

Moving & Relocation Resources

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