Fayetteville vs Virginia Beach
Cost of Living Comparison · 2026
Fayetteville
Virginia Beach
The Verdict
Living in Fayetteville costs 14.3% less than Virginia Beach. To match the purchasing power of a $75,000 salary in Fayetteville, you would need $87,500 in Virginia Beach.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Fayetteville has the same purchasing power as $87,500 in Virginia Beach.
Conversely, $75,000 in Virginia Beach equals $64,286 in Fayetteville.
Living in Fayetteville vs Virginia Beach
Housing Costs
Fayetteville's housing index of 94 is lower Virginia Beach's 112, translating to median home prices of $332,000 vs $310,000. The $22,000 difference in home prices means roughly $1,428 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Fayetteville compared to $1,500/mo in Virginia Beach, a monthly difference of $475.
Grocery & Food Costs
Grocery expenses index at 92 in Fayetteville and 100 in Virginia Beach. A household spending the national average of $475/month on groceries would pay approximately $437/month in Fayetteville vs $475/month in Virginia Beach. Fayetteville offers a meaningful advantage on everyday food costs, saving roughly $456/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 98 in Fayetteville and 98 in Virginia Beach. Monthly utility bills average approximately $392 in Fayetteville vs $392 in Virginia Beach. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 78 in Fayetteville and 99 in Virginia Beach. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 21-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $59,100 in Fayetteville and $73,418 in Virginia Beach. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,667 and $69,922 respectively. Virginia Beach residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,379/month to housing in Fayetteville vs $1,713/month in Virginia Beach. In Fayetteville, median rent of $1,025/mo fits within this budget. In Virginia Beach, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 21 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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